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2591 38th St SE, Steele, ND, 58482

4beds
2baths
0sqft
$398,000
--price/sqft
$2,428/moest. monthly cost
$97,120/yrincome needed

About This Home

Great Home Business Opportunity! This 2.37+/- Ac Farmstead located NE Corner of Exit 200 along I-94 at Steele, ND with Great Visibility for a Home Business offering Quick Easy Access to Interstate 94 & Hwy. 3, featuring a 4 Bedroom/2 Bathroom House with Single Attached Garage, Quonset, Chicken Coop, and 2 small Grain Bins. The Home has Kitchen, Dining, Large Living Room, 2 Bedrooms/1 Bath on the Main-Level and 2 Non-Conform Bedrooms/1 Bathroom and Family Room w/Fireplace in Lower Level. Propane Forced Air Heat and Central A/C, updates include Shingles, Vinyl Siding, New Flooring throughout Main-Level and partially in Basement. READY TO MOVE-IN! Seller's REDUCED Asking to $398,000

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

8/10
10/10
Steele-Dawson High SchoolGrades 7-121.1 mi

Construction

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Oven,Washer

Basement

  • Area: 1500

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Bedrooms(2),Bathrooms(1)

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,500

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 3,000

Kitchen

  • Features: Laminate Counters

Property

Details

  • Lease amount: 0

Features

  • Has view: Yes
  • View description: Farm

Lot

  • Lot size: 2.37 Acres
  • Features: Corner,Trees

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Winter Weather
Ice Storm
Tornado
Inland Flooding
Wildfire

FEMA Declared Disasters Across North Dakota Counties

Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,012$24,144
Home Insurance $86$1,032
Property Taxes $189$2,268
Electricity $141$1,698
Total$2,428$29,136

Income You'd Need if You Spent...

35% on housing$83,245/yr
40% on housing$72,840/yr
45% on housing$64,746/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 58482$125
Kidder County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 58482
Kidder County$410

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Price change$398,000
2025-10-03Price change$445,000
2025-09-19Price change$385,000
2025-07-07Listed for sale$425,000
2016-12-05Sold--
2016-09-08Price change$295,000
2016-08-02Listed for sale$325,000

For Sale by Agent

AgentNaomi Turner
BrokeragePrairie Rose Realty, Inc.

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