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495 Cary Ln, Tarpon Springs, FL, 34689

3beds
2baths
1,612sqft
$155,000
$96price/sqft
$1,303/moest. monthly cost
$52,120/yrincome needed

About This Home

Welcome to this beautifully updated and exceptionally spacious mobile home located in The Meadows in desirable Tarpon Springs, Florida-an active, well-maintained community known for its manicured grounds, friendly atmosphere, and prime location close to shopping, dining, beaches, and the charm of historic Tarpon Springs. This home impresses from the moment you step inside with cathedral ceilings throughout, drywall construction, crown molding in every room, rounded wall corners, upgraded window blinds, and custom wood cornice boards above all windows, creating a polished and finished feel throughout. Double-pane windows, a vertical window light, and a skylight fill the home with an abundance of natural light. The very large living room is light, bright, and welcoming, featuring five windows that flood the space with sunshine, recently updated vinyl flooring, fresh paint, an upgraded ceiling fan, and an open layout ideal for entertaining or relaxing. The beautifully appointed kitchen offers recessed lighting, an abundance of medium-toned wood cabinetry, granite-look countertops, open shelving above the cabinets, a double stainless-steel sink with a window above, a large center island with seating and storage, and a generous pantry. A glass-top stove and a refrigerator replaced in 2020 complete this well-designed space. The spacious dining room continues the vinyl flooring and flows effortlessly between the kitchen and living room, with sliders leading to a covered deck, perfect for indoor-outdoor living. The primary suite is truly huge, easily accommodating king-sized furniture, and features double-door entry, fresh paint, vinyl flooring, and an impressive double walk-through closet. The ensuite bath is equally impressive, offering a large double vanity with extra storage, a linen closet, vinyl flooring, a step-in shower with a bench seat, and a high toilet. The second bedroom is generously sized, light and bright, with vinyl flooring and two closets. The third bedroom features double-door entry and flexible space ideal for a den, home office, or guest room. The guest bathroom includes a tub/shower combination with a transom window, vinyl flooring, a high vanity accented with a stone mirror, and a skylight for added natural light. The inside laundry room provides additional cabinets for excellent storage and everyday convenience. Outdoor living is exceptional with a peaceful lakefront lanai, screened in 2018, offering serene water views and sliders to the dining and living areas-perfect for morning coffee or evening relaxation. Additional exterior features include a covered porch with ceiling fan, a large storage shed, and ample space to enjoy the Florida lifestyle. A golf cart is included with the purchase, complete with new batteries and a charger, making it easy to enjoy the community. Furniture is flexible-please speak with the listing agent for additional details. This move-in-ready home offers comfort, quality, and an unbeatable setting in one of Tarpon Springs' most desirable mobile home communities and is truly a must-see. All Florida Mobile Home Sales Inc. cannot guarantee or warrant the accuracy of this information or condition of this property. The buyer assumes full responsibility for obtaining all current rates of lot rent, fees, and pass-on costs. Additionally, the buyer is responsible for obtaining all rules, regulations, pet policies, etc., associated with the community, park, or home from the community/park manager. All Florida Mobile Home Sales Inc is not responsible for quoting of said fees or policies. LOT RENT: 1363 (Includes water, sewer, lawn, trash, cable, wifi, and pass-on taxes).

Getting Around

10
WalkingCar-Dependent
15
TransitMinimal Transit
37
BikeSomewhat Bikeable

Schools

5/10
5/10
Tarpon Springs High SchoolGrades PK,9-122.1 mi

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl
  • Finished area above ground: 1,612

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central

Interior Area

  • Total structure area: 1,612
  • Total interior livable area: 1,612 sqft

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • Lease amount: 1363

Features

  • Stories: 1
  • Patio & porch: Screened Porch

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$228$2,736
Property Taxes $95$1,140
Electricity $197$2,366
Total$1,303$15,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,674/yr
40% on housing$39,090/yr
45% on housing$34,746/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 34689$252
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 34689$258
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-23Listed for sale$165,000
2016-10-14Listing removed$109,000
2016-09-03Listed for sale$109,000

For Sale by Agent

AgentKaren Dillard
BrokerageAll Florida Mobile Homes

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