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543 Cumana Cir, Union City, CA, 94587

3beds
2baths
1,440sqft
$245,000
$170price/sqft
$1,817/moest. monthly cost
$72,680/yrincome needed

About This Home

Manufactured home in the Tropics (55+ community) features: rare 3 bedrooms, at opposite ends; 2 full baths; vaulted ceilings in living room and family room; dining room with built in hutch; kitchen with all appliances including a new refrigerator; bath 2 recently remodeled; light and bright paint throughout; newer features: including refrigerator, shower, and water heater; large shed; cul-de-sac location, near guest parking, and ready for the new residents to move in!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

8/10
4/10
8/10
James Logan High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Crawl Space,Other
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Mobile Home

Interior

Appliances

  • Appliances included: Dishwasher,Plumbed For Ice Maker,Free-Standing Range,Refrigerator,Dryer,Washer,Gas Water Heater
  • Laundry features: Laundry Room

Bathroom

  • Features: Stall Shower,Tile,Updated Baths,Window,Solid Surface,Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Kitchen/Family Combo,Storage
  • Flooring: Laminate,Linoleum,Other
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Kitchen

  • Features: Breakfast Bar,Laminate Counters,Dishwasher,Ice Maker Hookup,Range/Oven Free Standing,Refrigerator

Property

Details

  • Special condition: Standard

Features

  • Pool features: Community,Gas Heat,In Ground
  • Patio & porch: Enclosed,Awning(s),Porch
  • Exterior features: Storage
  • Spa features: Heated
  • Has view: Yes
  • View description: Other

Lot

  • Features: Cul-De-Sac,Level,Back Yard,Front Yard,Side Yard,Yard Space

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$26$312
Property Taxes $155$1,860
Electricity $398$4,786
Total$1,817$21,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,297/yr
40% on housing$54,510/yr
45% on housing$48,453/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 94587$533
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94587$803
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$245,000
2020-12-08Sold$190,000
2020-11-06Pending sale$188,000
2020-10-30Listed for sale$188,000
2016-09-05Listing removed$130,000
2016-09-05Listed for sale$130,000
2016-09-01Pending sale$130,000
2016-08-25Price change$130,000
2016-08-10Price change$137,000
2016-07-31Price change$144,500
2016-07-07Price change$150,000
2016-07-06Listed for sale$175,000

For Sale by Agent

AgentRobert Costa
BrokerageAdvantage Homes

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