134 Front Street, Schenectady, NY, 12305
About This Home
Investor opportunity in Schenectady's historic Stockade District. This 2,186 square foot quadruplex offers four separate units with strong income potential and a total potential gross cap rate of 13.82%. Tucked into the city's oldest and most walkable neighborhood along the Mohawk River, the property pairs historic character (original tin ceilings and period detailing) with updated kitchens and baths throughout. Each unit lives comfortably with its own kitchen and full bath, and the building sits just steps from downtown Schenectady's dining, waterfront, and SUNY Schenectady. Please note: this property is being offered as an assignment of contract. This property is being sold as an Assignment Sale.
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1984
Materials
- Roof: Shingle,Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Other
- Property subType: Quadruplex,Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Features
- Flooring: Vinyl,Tile,Hardwood
- Finished area below ground: 0
- Finished area above ground: 2,186
Heating
- Heating features: Natural Gas
Interior Area
- Total structure area: 2,186
- Total interior livable area: 2,186 sqft
Property
Details
- Parcel number: 421500 39.55315
- Attached to another structure: Yes
Features
- Patio & porch: Rear Porch
- Exterior features: None
- Fencing: Back Yard,Fenced
Lot
- Lot size: 4,791 sqft
- Features: Level
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Schenectady County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,714 | $20,568 |
| Home Insurance * | $237 | $2,844 |
| Property Taxes | $598 | $7,176 |
| Electricity | $361 | $4,335 |
| Total | $2,910 | $34,920 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Price change | $339,000 |
| 2026-07-20 | Price change | $349,000 |
| 2026-07-08 | Price change | $359,000 |
| 2026-06-30 | Listed for sale | $369,000 |
| 2021-12-30 | Sold | $210,000 |
| 2021-10-04 | Pending sale | $219,900 |
| 2021-09-29 | Listed for sale | $219,900 |
| 2021-03-24 | Listing removed | -- |
| 2021-02-06 | Listed for sale | $235,000 |
| 2020-05-20 | Sold | $180,000 |
| 2020-01-31 | Pending sale | $184,900 |
| 2020-01-24 | Listed for sale | $184,900 |
| 2020-01-23 | Pending sale | $184,900 |
| 2020-01-21 | Listed for sale | $184,900 |
| 2018-10-20 | Listing removed | $750 |
| 2018-10-13 | Price change | $750 |
| 2018-10-08 | Listed for rent | $800 |
| 2018-09-06 | Listing removed | $750 |
| 2018-08-31 | Listed for rent | $750 |
| 2018-07-27 | Listing removed | $800 |
| 2018-07-20 | Listed for rent | $800 |
| 2017-09-01 | Listing removed | $155,000 |
| 2017-08-01 | Listed for sale | $155,000 |
| 2017-04-21 | Sold | $155,000 |
| 2017-04-04 | Pending sale | $155,000 |
| 2017-03-24 | Listed for sale | $155,000 |
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