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8511 Fig Tree Ln, Roscoe, IL, 61073

3beds
2baths
1,489sqft
$75,000
$50price/sqft
$690/moest. monthly cost
$27,600/yrincome needed

About This Home

This well-maintained three-bedroom, two-bath home offers a 2.5-car garage and a thoughtfully designed open floor plan. The living area is highlighted by a beautiful, centrally located fireplace, creating a warm and welcoming atmosphere. The kitchen offers abundant cabinetry and a convenient breakfast bar, complemented by a separate dining room ideal for everyday meals or entertaining. The desirable split-bedroom layout provides added privacy, with the spacious primary suite situated at one end of the home. The primary suite includes a large walk-in closet and a generous en-suite bathroom with a new double vanity, granite countertop, separate soaking tub, and walk-in shower. A functional laundry/mudroom leads directly to the back entrance. Outdoor living is enhanced by a covered rear deck perfect for entertaining, along with an additional patio area. The home is set on a lovely lot within a 55+ community. Roof under 5 years old. 2025 Dishwasher and whole house Reverse Osmosis system. Many new fixtures and several new blinds 2025. New bathroom Flooring March 2026. All applicants are subject to park approval.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
5/10
Harlem Middle SchoolGrades 7-84.7 mi
4/10
Harlem High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Shingle
  • Construction materials: Siding,Vinyl

Type & Style

  • Home type: MobileManufactured
  • Property subType: Single Family Residence,Mobile Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove/Cooktop,Washer,Water Softener,Gas Water Heater
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 143

Bedroom3

  • Level: Main
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 90

Features

  • Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,489

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,489
  • Total interior livable area: 1,489 sqft

Kitchen

  • Level: Main
  • Area: 168

Living Room

  • Level: Main
  • Area: 384

Master Bedroom

  • Level: Main
  • Area: 195

Property

Details

  • Parcel number: 00000000

Features

  • Patio & porch: Deck-Covered,Patio-Brick Paver

Lot

  • Features: City/Town,Restrictions

Parking

  • Total spaces: 2.5
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Strong Wind
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$39$468
Property Taxes $142$1,704
Electricity $130$1,569
Total$690$8,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,657/yr
40% on housing$20,700/yr
45% on housing$18,400/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$50This listing

vs Other Active Listings

Avg $/sqft

ZIP 61073$140
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61073$151
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Price change$78,000
2026-02-14Price change$79,900
2026-01-21Listed for sale$85,000
2025-01-30Sold$60,000
2024-12-09Pending sale$65,000
2024-11-08Price change$65,000
2024-09-21Listed for sale$70,000
2017-07-26Sold$35,000
2016-11-15Price change$38,900
2016-09-20Price change$40,900
2016-08-09Price change$43,900
2016-07-01Listed for sale$45,900

For Sale by Agent

AgentDebbi Paus
BrokerageCentury 21 Affiliated

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