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23324 Red Rock Shores Dr SW, Hoffman, MN, 56339

2beds
1baths
920sqft
$335,000
$364price/sqft
$2,331/moest. monthly cost
$93,240/yrincome needed

About This Home

Have you heard about the fantastic fishing on Red Rock Lake? The seller says the action is so good, you can catch fish right from the end of your own dock! Imagine the excitement for family and friends as they reel in fish just steps from the cabin. This inviting 2+ bedroom year-round walkout cabin is the perfect place to escape, make lasting memories, or enjoy lakeside living every day. Tucked among beautiful mature trees on a gently sloping lot, you'll love the easy walk to the water and the peaceful setting. The wraparound lakeside deck is sure to become your favorite gathering place for morning coffee, afternoon sunshine or evening happy hours overlooking the lake. When the weather turns, the attached porch lets you continue enjoying the views in comfort. Inside, the walkout lower level offers even more room to entertain with a lakeside family room, a non-conforming bedroom for extra guests, a fun wet bar area, and a generous utility room with plenty of space for laundry and storage. A 9' x 10' tuck-under lakeside storage room keeps all your fishing gear, water toys, and outdoor equipment conveniently within reach. A 26' x 20' detached garage provides excellent storage for vehicles and lake essentials. Recent upgrades, including a forced-air furnace and water heater, offer added peace of mind, allowing you to simply arrive and enjoy. Affordable year-round lake homes with this much charm, easy lakeshore access, and outstanding fishing don't come along often. Don't miss your chance to start making memories on Red Rock Lake!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
WCA Middle SchoolGrades 5-88.8 mi
7/10
West Central Area Sec.Grades 9-128.8 mi

Construction

Condition

  • Year built: 1971

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Electric Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Lower Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Finished,Full,Storage Space,Sump Pump,Walk-Out Access

Bathroom

  • Level: Main
  • Area: 45
  • Dimensions: 5x9

Bedroom

  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Bedroom2

  • Level: Main
  • Area: 63
  • Dimensions: 7x9

Bedroom3

  • Level: Lower
  • Area: 72
  • Dimensions: 8x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Family Room

  • Level: Lower
  • Area: 126
  • Dimensions: 6x21

Features

  • Finished area below ground: 296
  • Finished area above ground: 624

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 920 sqft

Kitchen

  • Level: Main
  • Area: 56
  • Dimensions: 7x8

Laundry

  • Level: Lower
  • Area: 198
  • Dimensions: 9x22

Living Room

  • Level: Main
  • Area: 234
  • Dimensions: 13x18

Other

  • Level: Lower
  • Area: 98
  • Dimensions: 7x14

Porch

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Storage

  • Level: Lower
  • Area: 108
  • Dimensions: 9x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 600284000
  • Zoning description: Residential-Single Family
  • Foundation area: 624

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Enclosed,Side Porch,Wrap Around
  • Has view: Yes
  • View description: East,Lake,Panoramic
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Dock,Lake Front,Waterfront Elevation(0-4),Lake Bottom(Hard)
  • Frontage length: Water Frontage: 103

Lot

  • Lot size: 0.56 Acres
  • Features: Accessible Shoreline,Tree Coverage - Medium
  • Lot size dimensions: 101 148 103 162

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Lightning

FEMA Declared Disasters in Douglas County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$234$2,808
Property Taxes $234$2,808
Electricity $170$2,050
Total$2,331$27,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,920/yr
40% on housing$69,930/yr
45% on housing$62,160/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$364This listing

vs Other Active Listings

Avg $/sqft

ZIP 56339$126
Douglas County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 56339
Douglas County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$325,000
2026-07-02Listed for sale$335,000
2016-08-31Sold$110,000
2016-06-29Listed for sale$115,000

For Sale by Agent

AgentPaula J Jackson
BrokerageRE/MAX Results

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