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609 2nd St NE, Rio Rancho, NM, 87124

5beds
5baths
2,655sqft
$934,000
$352price/sqft
$5,543/moest. monthly cost
$221,720/yrincome needed

About This Home

Why buy one house when you can buy two, plus have room to garage up to 8 cars on one generous 1/2 acre lot with no HOA or PID? The Main Home, with a 3 car garage, was finished in late 2024, and not occupied until 2025. It offers a bright, open layout with polished concrete flooring throughout for a sleek, low-maintenance finish. The kitchen is designed for everyday living AND entertaining - with solid wood cabinetry, gas range, large pantry, and abundant storage. The primary suite is spacious and there are 3 separate additional bedrooms to customize the way you live. The Casita is brand new, never lived in, and the garage has room for 5 cars, or 3 and a workshop, gym, or just ROOM, and boasts a bathroom fit for a Primary Suite! Designed and built for the current owners, a life change means

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
7/10
Rio Rancho High SchoolGrades 9-123.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Roof: Flat,Pitched,Shingle
  • Construction materials: Frame,Stucco,Synthetic Stucco

Other

  • Builder name: Fellowship Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Double Oven,Dishwasher,Free-Standing Gas Range,Microwave,Refrigerator,Range Hood
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup

Bedroom2

  • Level: Main
  • Area: 130.8
  • Dimensions: Main Home

Bedroom3

  • Level: Main
  • Area: 114.62
  • Dimensions: Main Home

Bedroom4

  • Level: Main
  • Area: 115.5

Bedroom5

  • Level: Main
  • Area: 167.91
  • Dimensions: Casita

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 2
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 185.6
  • Dimensions: Main Home

Family Room

  • Level: Main
  • Area: 435.56
  • Dimensions: Casita

Features

  • Attic,Ceiling Fan(s),Great Room,Kitchen Island,Multiple Living Areas,Main Level Primary,Shower Only,Separate Shower,Tub Shower,Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows,Sliding
  • Flooring: Carpet,Concrete,Tile
  • Number of fireplaces: 1
  • Fireplace features: Blower Fan,Custom,Glass Doors,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 2,655
  • Total interior livable area: 2,655 sqft

Kitchen

  • Level: Main
  • Area: 182.7
  • Dimensions: Main Home

Kitchen

  • Level: Main
  • Area: 210
  • Dimensions: Casita

Living Room

  • Level: Main
  • Area: 288.44
  • Dimensions: Main Home

Primary Bedroom

  • Level: Main
  • Area: 218.66
  • Dimensions: Main Home

Property

Details

  • Parcel number: 1009070330288
  • Zoning description: R-1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Private Yard,RV Hookup,Smart Camera(s)/Recording,Sprinkler/Irrigation
  • Fencing: Back Yard,Gate,Wall

Lot

  • Lot size: 0.50 Acres
  • Features: Lawn,Landscaped

Parking

  • Total spaces: 8
  • Parking features: Attached,Door-Multi,Garage,Two Car Garage,Garage Door Opener,Oversized,Workshop in Garage,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 8
  • Covered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Sandoval County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,722$56,664
Home Insurance *$120$1,440
Property Taxes $513$6,156
Electricity $188$2,265
Total$5,543$66,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,045/yr
40% on housing$166,290/yr
45% on housing$147,813/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$352This listing

vs Other Active Listings

Avg $/sqft

ZIP 87124$188
Sandoval County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 87124
Sandoval County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$949,000
2026-04-17Listed for sale$975,000
2024-12-31Sold--
2024-12-02Pending sale$464,900
2024-09-30Listing removed$465,000
2023-09-30Listed for sale$465,000
2017-06-09Listing removed$10,000
2016-06-23Listed for sale$10,000

For Sale by Agent

AgentPeace of the Planet Properties
BrokerageKeller Williams Realty

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