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98 Tall Timber Ln, Republic, WA, 99166

5beds
4baths
4,101sqft
$825,000
$201price/sqft
$5,332/moest. monthly cost
$213,280/yrincome needed

About This Home

Experience serene mountain living in this stunning 5-bedroom 4-bath log home overlooking Curlew Lake. Situated on 42 forested acres, this 4,100 sq. ft. property features a lodge-style interior, exposed beams and expansive windows that showcase sweeping lake and forest views. Whether you're looking for a full-time residence, vacation getaway or multi-use investment, this turnkey retreat blends rustic charm with modern convenience in a peaceful private setting. New kitchen appliances, new heat pump w/mini splits.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
4/10
2/10

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Dishwasher,Built-In Electric Oven
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Daylight

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Mini Split

Interior Area

  • Total structure area: 4,101
  • Total interior livable area: 4,101 sqft

Property

Details

  • Parcel number: 33718130002000

Features

  • Stories: 2
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Mountain(s),Territorial,Lake
  • Has water view: Yes
  • Water view: Lake
  • Topography of land: Rolling/Benches

Lot

  • Lot size: 42 Acres
  • Features: Garden,Irregular Lot
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Cold Wave
Inland Flooding
Landslide
Lightning
Winter Weather

FEMA Declared Disasters in Ferry County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$299$3,588
Property Taxes $582$6,984
Electricity $280$3,366
Total$5,332$63,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,811/yr
40% on housing$159,960/yr
45% on housing$142,186/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.9%
15.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 99166$126
Ferry County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 99166
Ferry County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-08Listed for sale$850,000
2025-07-01Sold$825,000
2025-06-09Pending sale$850,000
2025-06-02Listed for sale$850,000
2019-07-22Sold$680,000
2019-04-24Pending sale$660,000
2019-04-11Price change$660,000
2018-05-09Listed for sale$680,000
2017-12-02Listing removed$645,000
2017-05-15Listed for sale$645,000
2017-01-02Listing removed$645,000
2016-06-13Listed for sale$645,000

For Sale by Agent

AgentCrystal Strong
BrokerageWINDERMERE RE / REPUBLIC

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