106 Lafayette St, Jefferson City, MO, 65101
About This Home
Discover the perfect opportunity to let your property pay for itself! This downtown multi-family property features two separate 3-bedroom, 1-bathroom units, making it the ultimate setup for house hacking.Move right into the fully furnished upstairs unit on closing day without lifting a finger. Meanwhile, complete the ongoing remodel of the downstairs unit to your exact style specifications. Once finished, rent out the second unit to completely offset or eliminate your monthly mortgage payment.Situated directly across from the historic Missouri State Penitentiary redevelopment district, you will be living in--and owning--one of the most anticipated areas in town. Enjoy downtown walkability, urban amenities, and long-term equity growth. Opportunities in this sub-market rarely last. This building can be purchased alone or as a package with 104 and 108 Lafayette Multi family buildings.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Construction materials: Vinyl Siding,Brick
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Walk-Up Access
Features
- Fireplace features: None
- Finished area below ground: 2,036
- Finished area above ground: 2,036
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 2,036
- Total interior livable area: 2,036 sqft
Property
Details
- Parcel number: 1103080003002004
- Zoning: RA-2
Features
- Stories: 2
Lot
- Lot size: 2,820 sqft
- Lot size dimensions: 30 x 94
Parking
- Parking features: Basement,On Street,Off Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Heat Wave
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Hail
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,339 | $16,068 |
| Home Insurance * | $230 | $2,760 |
| Property Taxes | $161 | $1,932 |
| Electricity | $155 | $1,865 |
| Total | $1,885 | $22,620 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-20 | Listed for sale | $265,000 |
| 2017-01-01 | Listing removed | $99,900 |
| 2016-06-04 | Listed for sale | $99,900 |
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