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175 Oak Cir, Goreville, IL, 62939

5beds
4baths
3,216sqft
$529,000
$164price/sqft
$4,177/moest. monthly cost
$167,080/yrincome needed

About This Home

Wake up to sparkling water views and spend your days living the lake life you've been dreaming of. This three-story brick waterfront home on the Lake of Egypt is built for making memories - from early morning coffee on the balcony to sunset boat rides right from your private double covered dock with swim platform and approximately 15 feet of water off the back. Step in from the lake level and you're welcomed into an open, inviting main living space designed for gathering. The kitchen, dining area, living room, recreation room, and even a private office flow together seamlessly, creating the perfect setup for hosting family and friends. The kitchen is fully equipped with a range featuring a double oven, refrigerator, microwave, and dishwasher, making entertaining easy and enjoyable. With five bedrooms and four full bathrooms spread across three levels, there is room for everyone. The second floor features a spacious primary suite with a private attached bath, along with two additional bedrooms and another full bathroom. Laundry is conveniently located on this level. The third floor offers two more bedrooms and an additional bath - ideal for guests, kids, or creating your own private retreat spaces. Outside, the lifestyle continues. The included lot across the street provides abundant parking, a two-car carport, and a storage shed. The home has been thoughtfully maintained with a roof installed in 2021, complete rewiring by Werner Electric just a few years ago, plumbing on a biannual maintenance plan with Baker Plumbing, and HVAC systems serviced regularly by Fowler. A flagpole adds a charming finishing touch. Washer and dryer stay, along with two kayaks and most of the furniture, so you can start enjoying the water from day one. If you've been looking for a waterfront home that offers space, comfort, and the perfect setting for entertaining, this Lake of Egypt property delivers. With your annual HOA dues of $80, you get to enjoy a neighborhood beach and use the boat ramp. This home is currently being used as a short term rental, rental expenses under documents.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
5/10
Goreville High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1996

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 209
  • Dimensions: 19X11

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 99
  • Dimensions: 11X9

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Third
  • Area: 210
  • Dimensions: 15X14

Bedroom5

  • Features: Flooring (Carpet)
  • Level: Third
  • Area: 182
  • Dimensions: 14X13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Flooring (Linoleum)
  • Level: Main
  • Area: 81
  • Dimensions: 9X9

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,216
  • Total interior livable area: 3,216 sqft

Kitchen

  • Features: Flooring (Linoleum)
  • Level: Main
  • Area: 150
  • Dimensions: 15X10

Laundry

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 42
  • Dimensions: 6X7

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 414
  • Dimensions: 23X18

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Second
  • Area: 319
  • Dimensions: 29X11

Office

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 72
  • Dimensions: 9X8

Recreation Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 299
  • Dimensions: 23X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0101218031
  • Special condition: None

Features

  • Stories: 3
  • Has view: Yes
  • View description: Back of Property
  • Water view: Back of Property
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 8,400 sqft
  • Lot size dimensions: 120X70

Parking

  • Total spaces: 7
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$670$8,040
Property Taxes $586$7,032
Electricity $247$2,968
Total$4,177$50,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,211/yr
40% on housing$125,310/yr
45% on housing$111,386/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 62939$140
Johnson County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 62939$115
Johnson County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$599,000
2026-04-01Price change$649,000
2026-02-23Listed for sale$699,000
2023-04-27Sold$500,000
2023-03-06Contingent$550,000
2022-10-18Listed for sale$550,000
2022-09-25Listing removed--
2022-04-29Price change$680,000
2022-03-25Listed for sale$799,000
2017-11-26Listing removed$299,000
2016-10-26Price change$299,000
2016-07-15Price change$325,000
2016-05-27Listed for sale$399,999

For Sale by Agent

AgentMELISSA PLANT
BrokerageCOLDWELL BANKER J D THOMPSON

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