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440 Morningside Ave #B, Fairview, NJ, 07022

3beds
4baths
--sqft
$1,049,000
--price/sqft
$7,452/moest. monthly cost
$298,080/yrincome needed

About This Home

From the moment you arrive, prepare to Fall in Love! Admire the brick facing and cobblestone driveway of this 2017 built Townhouse. Up the stairs, step into the 1st Fl open floor plan of the Living Room with gas F/PL and Formal Dining Room with ample space to accommodate a large crowd. After viewing the PR, Welcome to the FABULOUS Kitchen! Espresso Stained Cabinets offer a lovely contrast with the White Quartz Countertops and Stainless Steel Appliances. Kitchen Extras include a Bar, with wine cooler, Island, Sitting Area, Dining Area and Terrace. Living areas have gorgeous Hardwood Floors and the Main Stairway has beautiful Railings/w/Metal Balusters. On 2nd Floor is Primary Bedroom w/tons of storage, Primary Ensuite Bath has a double sink Vanity, Jetted Tub, Shower and marble tiles. 2 additional LG Bedrooms, Full/Bth and Laundry complete this floor. The Ground Floor offers access to the 2 Car Garage and an option for extended family, with a Family Room, Office, F/Bth and separate entrance and access to the Patio. The timeless features including crown molding on 1st fl, Skylights, Central Vac and the neutral paint palette in this beautiful townhouse will adapt to any style and will leave you with a Lasting Impression. Come see for yourself!

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

3/10
Number Three SchoolGrades PK-40.1 mi
4/10
--

Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Central Vacuum
  • Flooring: Hardwood

Property

Features

  • Patio & porch: Terrace
  • Waterfront features: None

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,304$63,648
Home Insurance *$303$3,636
Property Taxes $1,652$19,824
Electricity $193$2,318
Total$7,452$89,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$255,497/yr
40% on housing$223,560/yr
45% on housing$198,720/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07022$506
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07022$507
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$1,129,000
2026-05-01Listing removed$1,160,000
2026-03-10Price change$1,160,000
2025-09-26Listed for sale$1,175,000
2016-10-07Listing removed$619,000
2016-05-26Listed for sale$619,000

For Sale by Agent

AgentKim Laakso-Bahr
BrokerageProminent Properties Sotheby's International Realty-Alpine

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