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131 Snug Harbor Cir, Hot Springs, AR, 71901

2beds
2baths
1,150sqft
$299,000
$260price/sqft
$1,992/moest. monthly cost
$79,680/yrincome needed

About This Home

A truly unique lakefront property!! Don't miss out on this charming "Rustic Retreat" overlooking the peaceful waters of Lake Catherine in Hot Springs National Park. This cabin is a perfect escape, whether you are looking for a fisherman's haven, a writer's retreat, or a place to create cherished family memories on the water. Key features include: *Location - 100 feet of Lake Catherine frontage in Hot Springs National Park. *Design -Rustic charm w/ vintage knotty pine walls. *Layout -Two bedrooms and two bathrooms. (1 common, 1 ensuite) *Living Space - An open kitchen/family room area. *Outdoor Space - A screened back porch offering peaceful lake views. *Parking - An enclosed one-car garage plus covered detached carport parking. *Amenities - Hardwood floors, separate utility room, newer septic system. This home lives bigger than its square footage suggests. With 100 ft of frontage, property is eligible to apply w/ Entergy for a single family dock with 2 slips. It is being offered AS IS, and ready for you to make it your own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

--
Lakeside Primary SchoolGrades PK-12.6 mi
7/10
9/10
Lakeside High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Crawl Space,Slab/Crawl Combination
  • Roof: 3 Tab Shingles
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Microwave,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Living/Dining Combo

Features

  • Kit Counter-Formica,Paneling,Primary Bedroom/Main Lv,Guest Bedroom/Main Lv,All Bedrooms Down,2 Bedrooms Same Level
  • Flooring: Wood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,150
  • Total interior livable area: 1,150 sqft

Property

Details

  • Parcel number: 20060000002000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Screened,Porch
  • Exterior features: Storage,Rain Gutters
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: River,Ski Lake,Lake Front,Lake
  • Waterbody name: River: Ouachita River,Lake: Catherine

Lot

  • Lot size: 0.70 Acres
  • Features: Level,Cleared,Subdivided,Seawall

Parking

  • Total spaces: 2
  • Parking features: Garage,Carport,Two Car,Detached
  • Has garage: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Earthquake

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance $228$2,736
Property Taxes $119$1,428
Electricity $134$1,616
Total$1,992$23,904

Income You'd Need if You Spent...

35% on housing$68,297/yr
40% on housing$59,760/yr
45% on housing$53,120/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 71901$132
Garland County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 71901$154
Garland County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Listed for sale$299,000
2025-12-29Listing removed$299,000
2025-11-14Listing removed$1,550
2025-11-07Listed for sale$299,000
2025-10-24Listed for rent$1,550
2025-10-08Listing removed$1,750
2025-09-10Listed for rent$1,750
2025-08-15Listing removed$1,750
2025-07-25Price change$1,750
2025-06-16Listed for rent$1,800
2023-06-09Listing removed--
2023-05-23Listed for rent$1,600
2020-05-06Listing removed$1,050
2020-04-20Listed for rent$1,050
2003-01-30Sold$109,000
2002-01-07Sold$155,000

For Sale by Agent

AgentJennifer Kronenberger
BrokerageJK Real Estate

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