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634 W RANCH Road, Gilbert, AZ, 85233

5beds
6baths
4,403sqft
$899,900
$204price/sqft
$5,557/moest. monthly cost
$222,280/yrincome needed

About This Home

**MOTIVATED SELLERS** SELLERS OFFERING SELLER FINANCING FOR THE RIGHT BUYER WITH THE RIGHT OFFER! neighborhood speaks for itself. private gated Gilbert Subdivision just East of Cooper and Warner, GREAT LOCATION. This huge luxury family home features a dazzling kitchen with massive island, 5th bedroom & full bathroom downstairs. All bedrooms upstairs are ensuites. 4 car garage. Luxury HUGE master bath, fresh custom landscaping in backyard with built in BBQ. HURRY before this brand new, energy efficient home is GONE! RECENT UPGRADES INCLUDE - -new tankless water heater, new 5 ton Heat pump, New window seat/cabinets in the kitchen windows, New carpet throughout, New high end garage epoxy , New mudroom cabinets, 6 large hanging garage racks for storage, New Jellyfish lighting installed by Level 5 Lighting (Perm. Led Lighting) new built desk w/shelving in Kitchen

Getting Around

56
WalkingSomewhat Walkable
18
TransitMinimal Transit
71
BikeVery Bikeable

Schools

5/10
Mesquite Jr High SchoolGrades 6-80.9 mi
6/10
Mesquite High SchoolGrades 8-121.4 mi

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2016

Materials

  • Roof: Tile
  • Construction materials: Stucco,Wood Frame,Low VOC Paint,Blown Cellulose,Painted

Other

  • Builder name: Cal Atlantic

Type & Style

  • Home type: SingleFamily
  • Architectural style: Santa Barbara/Tuscan
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Built-in Microwave,Dishwasher,Disposal,Gas Cooktop
  • Laundry features: Upper Level,Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Pantry,High Speed Internet,Granite Counters,Double Vanity,Upstairs,Eat-in Kitchen,Breakfast Bar,9+ Flat Ceilings,Kitchen Island,Full Bth Master Bdrm,Separate Shwr & Tub
  • Window features: Low Emissivity Windows,Double Pane Windows,ENERGY STAR Qualified Windows
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: HVAC SEER Rating,Central Air

Interior Area

  • Total structure area: 4,403
  • Total interior livable area: 4,403 sqft

Property

Details

  • Parcel number: 30295536

Features

  • Stories: 2
  • Patio & porch: Covered,Patio
  • Exterior features: Private Street(s)
  • Spa features: None
  • Fencing: Block

Lot

  • Lot size: 6,262 sqft
  • Features: North/South Exposure,Sprinklers In Front,Desert Front,Dirt Back,Auto Timer H2O Front

Parking

  • Total spaces: 6
  • Parking features: Tandem Garage,Garage Door Opener,Extended Length Garage,Direct Access,Over Height Garage,Side Vehicle Entry
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance $212$2,544
Property Taxes $329$3,948
Electricity $466$5,595
Total$5,557$66,684

Income You'd Need if You Spent...

35% on housing$190,525/yr
40% on housing$166,710/yr
45% on housing$148,186/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 85233$247
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85233$281
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$899,900
2026-07-09Price change$899,900
2026-06-19Price change$974,900
2026-06-02Listed for sale$999,950
2025-02-15Listing removed$998,500
2025-01-08Price change$998,500
2025-01-01Listed for sale$1,079,900
2017-05-25Sold$499,990
2016-09-20Listing removed$519,990
2016-08-06Price change$519,990
2016-05-22Listed for sale$535,743

For Sale by Agent

AgentJacob Allen
BrokerageTradelands Realty

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