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2715 Saint Xavier St, Louisville, KY, 40212

3beds
2baths
1,152sqft
$105,000
$91price/sqft
$994/moest. monthly cost
$39,760/yrincome needed

About This Home

Discover a unique investment opportunity with two separate houses being sold together as a duplex. Unit A features 3 bedrooms, 1 full bath, and 1 half bath, while Unit B offers 3 bedrooms and 1 full bath. This versatile property provides excellent potential for rental income, owner-occupancy, or multi-generational living. Property is boarded up and inaccessible—doors are sealed shut. No access will be granted until the property is under contract. Sold as-is. Don't miss your chance to add this promising investment property to your portfolio! Sellers preferred title is BCHH, Inc. Please allow 2 business days for response to your offer.

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
71
BikeVery Bikeable

Schools

2/10
Atkinson AcademyGrades K-50.4 mi
1/10
4/10
Westport Middle SchoolGrades 6-810.5 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,152

Heating

  • Heating features: Other

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Property

Details

  • Parcel number: 02004G01290000
  • Attached to another structure: Yes

Features

  • Patio & porch: Deck
  • Exterior features: None

Lot

  • Lot size dimensions: 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$193$2,316
Property Taxes $117$1,404
Electricity $154$1,850
Total$994$11,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,080/yr
40% on housing$29,820/yr
45% on housing$26,506/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 40212$61
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40212$66
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Listed for sale$129,900
2026-04-02Listing removed$129,900
2026-02-23Price change$129,900
2025-10-27Price change$139,200
2025-10-02Price change$149,900
2025-09-05Price change$159,900
2025-08-08Price change$169,900
2025-07-18Price change$175,000
2025-07-01Listed for sale$185,000
2025-06-23Listing removed$195,000
2025-05-16Price change$195,000
2025-02-27Price change$200,000
2025-01-31Listed for sale$230,000
2016-11-18Sold$50,000
2016-05-20Pending sale$50,000
2016-05-20Listed for sale$50,000

For Sale by Agent

AgentMonica Dunlap
BrokerageTotally About Houses

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