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644 Randall Rd, Hot Springs, AR, 71913

2beds
2baths
1,344sqft
$489,900
$365price/sqft
$3,212/moest. monthly cost
$128,480/yrincome needed

About This Home

Tucked away along the shoreline of Lake Hamilton in a peaceful rural setting, this fully furnished waterfront home offers approximately 110 feet of shoreline, a flat usable yard to the water, and the kind of private lake setting that is becoming harder to find. Whether you are looking for a full-time residence, weekend getaway, or investment opportunity, this active and successful Airbnb offers the true lake lifestyle and comfortably sleeps up to 12 guests. Located in a calm cove away from the rougher open water, the setting is ideal for swimming, floating, kayaking, fishing, and relaxing by the shoreline. The oversized boat dock installed in 2024 was designed for enjoying time on the water with space for entertaining, relaxing, and even a slide into the lake. The shaded shoreline and peaceful water create the perfect atmosphere for spending long summer days outdoors. Inside you will find approximately 1,344 square feet with 2 bedrooms, 2 bathrooms, hardwood flooring, comfortable living spaces, and large windows and French doors that bring in natural light and lake views. The home has a fun, relaxed lake-house feel with plenty of space for gathering with family and friends. The property is being sold fully furnished including outdoor furnishings and lake equipment, making it ready to enjoy from day one. A chain link fenced yard directly off the deck provides a safe space for children and pets while still allowing plenty of open yard leading to the water. Recent updates include a new HVAC system in 2025, new hot water heater, fresh paint throughout much of the home, and freshly painted kitchen cabinets in 2026. Properties with flat waterfront, private surroundings, calm water, and this level of outdoor lake enjoyment rarely come available on Lake Hamilton. Listing agent is related to seller.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

--
Lakeside Primary SchoolGrades PK-19.2 mi
9/10
Lakeside High SchoolGrades 8-129.3 mi
8/10

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Architectural,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dryer,Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Trash Compactor,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Blinds,Drapes
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,344 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Wheelchair Access

Details

  • Parcel number: 20020850009000
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Concrete Driveway
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Lake Front

Lot

  • Lot size: 0.64 Acres
  • Features: Level,Not In Subdivision,Outside City Limits,Rural Lot,Views
  • Lot size dimensions: Irr

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance $406$4,872
Property Taxes $195$2,340
Electricity $134$1,616
Total$3,212$38,544

Income You'd Need if You Spent...

35% on housing$110,125/yr
40% on housing$96,360/yr
45% on housing$85,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$365This listing

vs Other Active Listings

Avg $/sqft

ZIP 71913$210
Garland County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 71913$155
Garland County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Price change$489,900
2022-09-22Pending sale$379,900
2022-09-22Listed for sale$379,900
2022-09-19Sold$380,000
2022-08-17Contingent$379,900
2022-08-14Listed for sale$379,900
2016-08-09Sold$181,000
1999-08-30Sold$129,000
1997-02-20Sold$2,000

For Sale by Agent

AgentLindsey Cooper
BrokerageO'Neal Real Estate

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