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31244 E Collins Lake Rd #21, Government Camp, OR, 97028

3beds
2baths
1,876sqft
$848,900
$453price/sqft
$5,328/moest. monthly cost
$213,120/yrincome needed

About This Home

Luxury Lakeside Lodge condo on 3rd of 4 levels w/amazing lake & ski slope views. Great room w/full rock fireplace is focal point w/balcony. Upscale furnishings, finishes & lighting. Brazilian cherry floors in entry, thru kitchen and dining. New carpet in Living & bedrooms. Granite counters in kitchen w/eating bar, alder cabinets w/soft close & ss appliances. Master suite w/fireplace & view balcony. Master bath with heated floors. 2 other bedrooms share 2nd luxury bath. 3rd bedroom/den has no closet. 2nd owner NEVER RENTED and can be, HOA has NO STR restrictions. Considered resort accommodations. MOTIVATED!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

10/10
7/10
Welches Middle SchoolGrades 6-89.4 mi
5/10
Sandy High SchoolGrades 9-1226.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Cedar,Cultured Stone,Lap Siding

Type & Style

  • Home type: Condo
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Built In Oven,Dishwasher,Disposal,Free-Standing Refrigerator,Gas Appliances,Plumbed For Ice Maker,Range Hood,Stainless Steel Appliance(s),Washer/Dryer
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom2

  • Features: Bathroom,Closet, High Ceilings, Wallto Wall Carpet
  • Level: Main

Bedroom3

  • Features: High Ceilings, Wallto Wall Carpet
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Features: Hardwood Floors, Kitchen Dining Room Combo, Living Room Dining Room Combo
  • Level: Main

Features

  • Granite,High Ceilings,Bathroom,Closet,Kitchen Dining Room Combo,Living Room Dining Room Combo,Eat Bar,Gourmet Kitchen,Balcony,Great Room,Suite,Walk-In Closet(s)
  • Window features: Wood Frames
  • Flooring: Hardwood,Tile,Wall to Wall Carpet,Wood
  • Number of fireplaces: 2
  • Fireplace features: Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Fireplace(s)
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,876
  • Total interior livable area: 1,876 sqft

Kitchen

  • Features: Eat Bar, Gas Appliances, Gourmet Kitchen, Hardwood Floors,Granite
  • Level: Main

Living Room

  • Features: Balcony, Fireplace, Great Room,High Ceilings
  • Level: Main

Master Bedroom

  • Features: Balcony, Fireplace,High Ceilings, Suite, Walkin Closet, Wallto Wall Carpet
  • Level: Main

Property

Accessibility

  • Accessibility features: Garage On Main,One Level,Walkin Shower,Accessibility

Details

  • Parcel number: 05020695
  • Zoning: MRR

Features

  • Stories: 4
  • Entry location: Upper Floor
  • Patio & porch: Covered Patio
  • Exterior features: Gas Hookup,Balcony
  • Spa features: Association
  • Has view: Yes
  • View description: Lake,Mountain(s),Trees/Woods
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Collins Lake

Lot

  • Lot size: 435.60 sqft
  • Features: Gentle Sloping,Greenbelt,Level,Trees
  • Lot size dimensions: 0.01

Parking

  • Total spaces: 1
  • Parking features: Deeded,Secured,Garage Door Opener,Condo Garage (Deeded),Shared Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Landslide
Volcanic Activity
Wildfire
Avalanche
Earthquake
Strong Wind
Winter Weather

FEMA Declared Disasters in Clackamas County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,292$51,504
Home Insurance *$266$3,192
Property Taxes $594$7,128
Electricity $176$2,119
Total$5,328$63,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,674/yr
40% on housing$159,840/yr
45% on housing$142,080/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$453This listing

vs Other Active Listings

Avg $/sqft

ZIP 97028$460
Clackamas County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 97028$535
Clackamas County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-02Price change$854,900
2025-11-21Price change$874,900
2025-10-18Price change$914,950
2025-09-18Price change$929,000
2025-07-15Price change$939,500
2025-05-15Price change$949,500
2025-04-19Listed for sale$999,500
2018-01-03Listing removed$549,000
2017-06-16Listed for sale$549,000
2017-03-06Listing removed$575,000
2016-12-14Price change$575,000
2016-09-02Price change$535,000
2016-05-14Listed for sale$575,000

For Sale by Agent

AgentLesli Ann Bekins
BrokerageRE/MAX Equity Group

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