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518 W Jefferson Ave, Chester, MT, 59522

--beds
--baths
8,516sqft
$795,000
$93price/sqft
$6,052/moest. monthly cost
$242,080/yrincome needed

About This Home

Excellent investment opportunity! This well-maintained 10-plex features 8 units with 2 bedrooms and 1.5 baths, plus 2 units with 1 bedroom and 1.5 baths. Each unit offers functional layouts and comfortable living spaces, making them highly desirable for tenants. The property boasts strong financials, consistent income, and a proven track record of occupancy. Perfect for investors looking for a workhorse income-producing asset in a solid location.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Poured
  • Roof: Asphalt

Type & Style

  • Home type: MultiFamily
  • Architectural style: Multi-Level,Tri-Level
  • Property subType: Multi Family,Apartment

Interior

Heating

  • Heating features: Baseboard,Electric

Interior Area

  • Total structure area: 8,516
  • Total interior livable area: 8,516 sqft

Property

Details

  • Parcel number: 48443120409060000
  • Zoning: Commercial
  • Zoning description: 6
  • Special condition: Standard

Lot

  • Lot size: 0.66 Acres

Parking

  • Total spaces: 10
  • Parking features: Additional Parking,Assigned
  • Has garage: Yes
  • Attached garage spaces: 10
  • Covered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Drought
Hail
Lightning
Strong Wind

FEMA Declared Disasters in Liberty County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance $615$7,380
Property Taxes $834$10,008
Electricity $584$7,017
Total$6,052$72,624

Income You'd Need if You Spent...

35% on housing$207,497/yr
40% on housing$181,560/yr
45% on housing$161,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 26.5%
26.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 59522$91
Liberty County$84

vs Homes Sold Last Month

Median $/sqft

ZIP 59522
Liberty County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-05Listed for sale$795,000
2016-04-28Sold--

For Sale by Agent

AgentSeth Haak
BrokerageKeller Williams Northern MT

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