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42 Cottage Park W Unit 36, Camdenton, MO, 65020

1beds
1baths
990sqft
$285,000
$288price/sqft
$1,843/moest. monthly cost
$73,720/yrincome needed

About This Home

Step into the ultimate turn-key lifestyle at Old Kinderhook, the premier golf destination at the Lake of the Ozarks! This beautifully updated, intimate cottage offers a seamless blend of cozy charm and modern convenience—perfect for a high-end getaway or full-time living. Old Kinderhook has year-round activities, including championship course golf, several swimming pools, sand volleyball, an ice rink, and more. Enjoy a meal at the famous Trophy Room, and then take a stroll through the nature-filled parklike setting that Kinderhook is famous for. Set up your personal showing today.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

--
Dogwood Elementary SchoolGrades PK-24.2 mi
7/10
Camdenton Middle SchoolGrades 7-84.2 mi
6/10
Camdenton High SchoolGrades 9-124.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1998

Materials

  • Foundation: Crawlspace
  • Roof: Architectural,Shingle
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Dishwasher,Disposal,Microwave,Range,Refrigerator,Stove
  • Laundry features: Stacked

Basement

  • Basement: None,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Bidet,Ceiling Fan(s),Fireplace,Cable TV,Unfurnished,Vaulted Ceiling(s),Walk-In Shower,Window Treatments
  • Window features: Window Treatments
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 990
  • Total interior livable area: 990 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 13802800000002222000
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community,Indoor
  • Patio & porch: Awning(s),Covered,Deck,Open
  • Exterior features: Boat Ramp,Deck,Tennis Court(s)
  • Has view: Yes
  • Waterfront features: Boat Ramp/Lift Access

Lot

  • Lot size: 1,742 sqft
  • Features: Near Golf Course,Level,On Golf Course,Views
  • Lot size dimensions: 35 x 56 x 36 x 49

Parking

  • Parking features: Assigned,No Garage,Parking Available,No Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Hail
Heat Wave
Landslide
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$152$1,824
Property Taxes $109$1,308
Electricity $141$1,693
Total$1,843$22,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,188/yr
40% on housing$55,290/yr
45% on housing$49,146/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 65020$212
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65020
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$285,000
2022-04-12Sold--
2022-03-22Pending sale$225,000
2022-03-17Listed for sale$225,000
2017-07-08Sold--
2016-12-05Pending sale$105,000
2016-08-11Price change$105,000
2016-04-20Listed for sale$110,000

For Sale by Agent

AgentBruce & Kelly Team Jessica Bruce
BrokerageRE/MAX Lake of the Ozarks

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