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4100 Gulf Blvd #103, South Padre Island, TX, 78597

3beds
3baths
1,453sqft
$700,000
$482price/sqft
$4,758/moest. monthly cost
$190,320/yrincome needed

About This Home

One-of-a-kind fully furnished beachfront condo! Completely remodeled in 2010, this ground-floor unit offers direct beach access and privacy, with no neighboring units visible from inside. Features include custom-made kitchen and bathroom counters with encrusted fossils, tile and bamboo hardwood flooring, and a spacious covered patio to enjoy the ocean breeze, sounds of the waves, and lush greenery. Recent upgrades include, among others: new roof (2026), A/C system (2024), water heater (2025), dishwasher (2022), washer and dryer (2022), cooktop stove (2023) and all bottom kitchen cabinets (2023). The condo is beautifully decorated and offers a spacious master suite with private bath, plus two additional bedrooms with trundle beds to host more guests. Parking includes one covered garage space (#9) and one additional assigned space. This small, secluded complex provides enhanced privacy for residents while allowing both short- and long-term rentals. A must-see beachfront property!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
Garriga Elementary SchoolGrades PK-54.1 mi
4/10
4/10
Port Isabel High SchoolGrades 8-125.6 mi

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Concrete

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,453
  • Total interior livable area: 1,453 sqft

Property

Details

  • Parcel number: 6776000001010300
  • Zoning: R

Features

  • Pool features: Pool-Heated,Pool-Outdoor
  • Patio & porch: Covered
  • Spa features: Community
  • Fencing: Gate
  • Has view: Yes
  • View description: Water,Gulf View
  • Has water view: Yes
  • Water view: Water,Gulf View
  • On waterfront: Yes
  • Waterfront features: Waterfront,Gulf Front

Lot

  • Lot size: 1,045 sqft

Parking

  • Total spaces: 1
  • Parking features: Assigned,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$194$2,328
Property Taxes $787$9,444
Electricity $238$2,859
Total$4,758$57,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,131/yr
40% on housing$142,740/yr
45% on housing$126,880/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$482This listing

vs Other Active Listings

Avg $/sqft

ZIP 78597$298
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78597$411
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listing removed$9,430
2026-04-18Listed for rent$9,430
2025-10-24Price change$700,000
2025-09-10Listed for sale$720,000
2021-10-15Sold--
2021-08-26Pending sale$595,000
2021-07-30Price change$595,000
2021-07-30Listed for sale$575,000
2021-06-22Pending sale$575,000
2021-06-13Price change$575,000
2021-03-24Listed for sale$595,000
2016-05-01Listing removed$575,000
2016-04-24Price change$575,000
2016-04-08Listed for sale$599,000

For Sale by Agent

AgentGladys Sanchez
BrokerageeXp Realty, LLC

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