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7227 Bernard Ave, Cincinnati, OH, 45231

--beds
--baths
0sqft
$800,000
--price/sqft
$5,697/moest. monthly cost
$227,880/yrincome needed

About This Home

100% fully occupied property. The property consists of nine (9) 1 Bed/1 Bath & one 2 Bed/1 Bath. The tenants are responsible for their own electricity and heat (electric baseboard), while the landlord is responsible for water. Section 8 approved. There have been numerous upgrades to the property; including insulated vinyl windowd and electric panels. Additionally, there is on-site laundry as well as off-street parking.

Getting Around

22
WalkingCar-Dependent
37
TransitSome Transit
29
BikeSomewhat Bikeable

Schools

2/10
3/10
Mt Healthy High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Apartment

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Features

  • Window features: Vinyl,Insulated Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 5930008017600

Features

  • Levels: Two
  • Stories: 2

Parking

  • Total spaces: 8
  • Parking features: Off Street,Private
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$453$5,436
Property Taxes $1,006$12,072
Electricity $193$2,320
Total$5,697$68,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,325/yr
40% on housing$170,910/yr
45% on housing$151,920/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 45231$126
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45231$145
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-23Listed for sale$800,000
2021-09-24Sold$525,000
2021-08-06Pending sale$550,000
2021-08-02Price change$550,000
2021-07-11Listed for sale$575,000

For Sale by Agent

AgentJohn J. Harrison
BrokerageEndurance Realty & Investments

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