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220 Elk Ranch Rd, Kila, MT, 59920

3beds
3baths
1,680sqft
$669,000
$398price/sqft
$3,980/moest. monthly cost
$159,200/yrincome needed

About This Home

Thoughtfully designed, this custom home offers modern comfort, mountain character, and peaceful Montana living on 2.88 private acres in Kila. Set on an elevated homesite surrounded by forest, the property captures beautiful mountain and valley views while being a short distance to Kalispell, Glacier Park International Airport, Flathead Lake. The 1,680 square foot home features 3 bedrooms, 3 bathrooms, an open concept floor plan, and a vaulted tongue and groove wood ceiling that enhances the light filled living area. The kitchen includes butcher block countertops, a farmhouse sink, modern cabinetry, under cabinet lighting, a pantry, and a coffee bar. The main level primary suite offers convenient single level living, while two additional bedrooms and a second living area provide flexibility for guests or a home office. A covered composite deck with cable railing overlooks the private setting, making it easy to enjoy Montana's scenery year round. Starlink equipment in place.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

8/10
Kila SchoolGrades PK-64.2 mi
6/10
Kila 7-8Grades 7-84.2 mi
3/10
Flathead High SchoolGrades 9-129.9 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Water Softener,Washer

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Main Level Primary,Open Floorplan
  • Finished area below ground: 840

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,680 sqft

Property

Details

  • Parcel number: 07383227303100000
  • Zoning: None
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck,Porch
  • Fencing: Perimeter,Partial,Split Rail
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods
  • Topography of land: Sloping,Varied

Lot

  • Lot size: 2.88 Acres
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Avalanche
Winter Weather
Cold Wave
Earthquake
Landslide
Wildfire

FEMA Declared Disasters in Flathead County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,382$40,584
Home Insurance $146$1,752
Property Taxes $301$3,612
Electricity $151$1,812
Total$3,980$47,760

Income You'd Need if You Spent...

35% on housing$136,457/yr
40% on housing$119,400/yr
45% on housing$106,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$398This listing

vs Other Active Listings

Avg $/sqft

ZIP 59920$346
Flathead County$401

vs Homes Sold Last Month

Median $/sqft

ZIP 59920$378
Flathead County$363

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$669,000
2025-01-30Sold--
2024-07-03Price change$699,000
2024-05-07Listed for sale$749,000
2023-10-30Listing removed$785,000
2023-06-10Price change$785,000
2023-04-18Listed for sale$824,000
2023-04-08Listing removed--
2022-09-11Listed for sale$824,000
2022-08-29Contingent$824,000
2022-08-08Listed for sale$824,000
2019-04-10Listing removed$42,000
2018-10-12Listed for sale$42,000
2018-05-09Listing removed$45,000
2017-07-24Listed for sale$45,000
2016-09-13Listing removed$39,750
2016-07-01Price change$39,750
2016-04-04Listed for sale$38,000

For Sale by Agent

AgentJen Dolan
BrokerageNational Parks Realty - Whitefish

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