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480 Lee St, Sumter, SC, 29150

3beds
2baths
1,228sqft
$199,900
$163price/sqft
$1,426/moest. monthly cost
$57,040/yrincome needed

About This Home

What an opportunity to own a newly constructed 1228 sq. ft. 3 bed 2 bath home under $200,000!! The Made It Home Program is the perfect opportunity to make this YOUR home! Three large bedrooms complimented by carpet flow to luxury vinyl throughout the rest of home. A complete kitchen with granite countertops and all stainless steel appliances looks out the window with a view of the spacious tree lined back of this huge HALF acre lot! The split floorpan features a primary bedroom with an en-suite, while the other bedrooms share a full bathroom on the other side of the home. See the floorplan and envision yourself relaxing on your covered back porch as an added feature. Opportunities like this are very rare and waiting for you to have Made It Home!! * This home is built exclusively for the SC Housing Made It Home Program. Eligible home buyers may receive up to $25,000 in forgivable down payment and closing cost assistance through one of SC Housing approved lending partners. Please see attached documents for additional info, or contact an approved SC Housing Lender. J.D. Gainey is the primary officer of Gainey Construction Company LLC, and Broker-in-charge of ARGI, and related to listing agent. * Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
3/10
Chestnut Oaks MiddleGrades 6-81.2 mi
5/10
Crestwood HighGrades 9-122.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range
  • Laundry features: Utility Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Features

  • Flooring: Luxury Vinyl,Carpet

Heating & Cooling

  • Heating features: Heat Pump 1st Lvl
  • Cooling features: Heat Pump 1st Lvl

Interior Area

  • Total structure area: 1,228
  • Total interior livable area: 1,228 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 2481101004

Features

  • Stories: 1
  • Frontage length: 0

Lot

  • Lot size: 0.50 Acres

Parking

  • Total spaces: 1
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Earthquake
Hail
Hurricane
Heat Wave
Ice Storm
Tornado
Wildfire

FEMA Declared Disasters in Sumter County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$123$1,476
Property Taxes $89$1,068
Electricity $204$2,449
Total$1,426$17,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,891/yr
40% on housing$42,780/yr
45% on housing$38,026/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 29150$113
Sumter County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 29150$131
Sumter County$134

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-30Listed for sale$199,900
2026-01-06Sold$35,000
2025-12-12Pending sale$25,000
2025-11-25Listed for sale$25,000
2025-10-01Listing removed$23,000
2025-05-27Price change$23,000
2025-05-19Listed for sale$30,000
2024-08-12Listing removed$30,000
2023-06-14Listed for sale$30,000
2022-10-17Listing removed--
2022-02-11Price change$30,000
2022-01-23Price change$35,000
2021-11-22Listed for sale$40,000
2021-07-05Listing removed--
2020-05-29Listed for sale$30,000
2019-02-10Listing removed$20,000
2018-09-12Listed for sale$20,000
2017-03-11Listing removed$15,000
2016-03-30Listed for sale$15,000

New Construction

AgentMichelle Gainey
BrokerageAdvantage Realty Group Inc

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