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146 Cammellia Lane, Speedwell, VA, 24374

0beds
2baths
3,200sqft
$150,000
$47price/sqft
$1,188/moest. monthly cost
$47,520/yrincome needed

About This Home

Here is your opportunity to own 2 buildings formally used as Church buildings sitting on 1.47 acres at the end of a road, with country views! Whether you are looking for a Church building for your congregation; a building to turn into rentals; A building for a great start of your own home; this is the place for you! Both of the buildings have had new wiring ; with shutoffs in 4 breakers for each building. The largest of the 2 building is approximately 3200 square feet and has 2 offices, a full and half bath; a kitchen area, along with the huge open area formally used for meetings and church services. The smaller building has 910 sq ft; and according to the Seller; it is a historical piece. The walls inside the smaller unit have been removed and it has new wiring installed ready to turn it into whatever your heart desires. Don't miss this opportunity to own something you can make your own. PROPERTY IS BEING SOLD AS-IS

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

4/10
7/10
9/10
Rural Retreat High SchoolGrades 9-128.1 mi

Construction

Condition

  • Property condition: Exterior Condition: Good,Interior Condition: Good
  • Year built: 1982

Materials

  • Foundation: Block
  • Roof: Other
  • Construction materials: Block,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Electric Water Heater

Basement

  • Area: 0

Basement

  • Basement: Crawl Space,None

Bathroom

  • Level: Main

Bathroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Features

  • Internet Availability Other/See Remarks
  • Window features: Single Pane
  • Flooring: Carpet,Tile,Other
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 3,200

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,200 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 081A00100000042
  • Zoning: Res-Comm

Features

  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Chain Link
  • Water view: None
  • Waterfront features: None

Lot

  • Lot size: 1.47 Acres
  • Features: Cleared,Secluded

Parking

  • Parking features: None,Gravel,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Drought
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$62$744
Property Taxes $60$720
Electricity $308$3,698
Total$1,188$14,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,731/yr
40% on housing$35,640/yr
45% on housing$31,680/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$47This listing

vs Other Active Listings

Avg $/sqft

ZIP 24374$71
Wythe County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 24374
Wythe County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-19Listed for sale$150,000
2026-01-19Contingent$160,000
2025-12-08Price change$160,000
2025-10-29Price change$170,000
2025-10-12Price change$180,000
2025-08-18Price change$189,000
2025-07-16Listed for sale$199,900
2019-07-09Sold$32,500

For Sale by Agent

AgentVicki Seagle
BrokerageWeichert Realtors-Short Way Real Estate

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