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11858 County Road O, Napoleon, OH, 43545

4beds
2baths
1,630sqft
$165,000
$101price/sqft
$1,286/moest. monthly cost
$51,440/yrincome needed

About This Home

You won't want to miss this great country property a couple miles out of town! This home has 4 bedrooms and 1.5 baths and is ready for a new owner. There are hardwood floors that have been refinished and ceiling fans throughout. All the appliances stay. The furnace and central air were installed in December 2025. All the water lines were updated in 2019. City water and Napoleon Electric. The propane tank is leased through Napoleon Propane. There is hi-speed internet available. There is an obsolete well in front of the house. The septic is located behind the house. All offers must be submitted by August 4th @ noon. Seller will respond by August 5, 2026 at noon.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
Central Elementary SchoolGrades PK-63.3 mi
6/10
Napoleon High SchoolGrades 7-123.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt,Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Dryer,Gas Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Ceiling Fan(s)
  • Level: Main

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl,Wood
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,630
  • Total interior livable area: 1,630 sqft

Kitchen

  • Features: Ceiling Fan(s)
  • Level: Main

Living Room

  • Features: Ceiling Fan(s)
  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 22200034.0000

Features

  • Patio & porch: Covered Porch,Front Porch

Lot

  • Lot size: 0.52 Acres
  • Features: Level
  • Lot size dimensions: 22,651 sq ft

Parking

  • Total spaces: 8
  • Parking features: Concrete,Off Street,Attached Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$107$1,284
Property Taxes $152$1,824
Electricity $193$2,320
Total$1,286$15,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,091/yr
40% on housing$38,580/yr
45% on housing$34,293/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 43545$134
Henry County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 43545
Henry County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$165,000
2026-07-27Listed for sale$165,000
2019-05-17Sold$78,721
2019-04-01Pending sale$60,000
2019-03-20Listed for sale$60,000
2016-11-02Listing removed$109,500
2016-08-12Pending sale$109,500
2016-06-11Price change$109,500
2016-03-14Listed for sale$111,500

For Sale by Agent

AgentCheryl A. Hershberger
BrokerageHoward Hanna

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