#2 Clear Creek Drive, Neoga, IL, 62447
About This Home
Come check out the Key West vibe of this property on Lake Mattoon. The property is unique with colors that can be changed at the buyer's request. The lot is approximately .24 of an acre with a large, rocked drive, deck and concrete pad at the lake front with a steel seawall. The cove has been dug out from this lot to the mouth of the cove. The listing includes the camper and the shed. The lot has city water, electric and septic in place. The land is ready to build on and make memories. The view of the sunrise down the bay can take you away to Margaritaville. Make your appointment to come take a look today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1776
Materials
- Foundation: Other
- Roof: Other
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,None
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area above ground: 0
Heating & Cooling
- Heating features: Electric
- Cooling features: Other
Interior Area
- Total structure area: 0
Living Room
- Level: Main
Property
Details
- Parcel number: 0130103037
- Zoning: R-1
- Special condition: None
Features
- Levels: None
- On waterfront: Yes
- Waterbody name: Lake Mattoon
Lot
- Lot size: 10,454 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Hail
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $783 | $9,396 |
| Home Insurance * | $186 | $2,232 |
| Property Taxes | $162 | $1,944 |
| Electricity | $130 | $1,569 |
| Total | $1,261 | $15,132 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-10 | Listed for sale | $155,000 |
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