92 Emerald Bay Dr #2C, Lake Ozark, MO, 65049
About This Home
If you are looking for a condo with a view, this is it! This 2 Bedroom 2 Bath Condo at MM 14 is turnkey and ready to go. Priced below appraised value, has solid rental history, and the condo comes furnished with everything you need. It also has a 12 x 36 boat slip to sweeten the deal! Have the best of both worlds with quiet enjoyment away from the waterfront but it still provides panoramic views! Emerald Bay is pet friendly, offers 2 Heated Salt Water Pools, Club House with Fitness Center, Tennis & Basketball. This is a great location, not far from Hwy 54. Close to Bagnell Dam Strip that features street parties, shopping & dining. You don't want to miss this one!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Concrete Perimeter,Slab
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Refrigerator,Microwave,Disposal,Dishwasher
- Laundry features: Washer/Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Cooling features: Central Electric
Features
- Tub/Shower,Formal Dining,Laminate Counters,Wood Cabinets
- Flooring: Carpet,Laminate
- Finished area below ground: 0
Full Bathroom
- Level: Main
Full Bathroom
- Level: Main
Interior Area
- Total structure area: 1,117
- Total interior livable area: 1,117 sqft
Property
Details
- Parcel number: 01702600000005083109
Features
- Patio & porch: Screened,Covered,Concrete,Back,Deck
- Exterior features: Balcony
Lot
- Lot size dimensions: 0
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Heat Wave
- Ice Storm
- Tornado
- Winter Weather
- Hail
- Landslide
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $191 | $2,292 |
| Property Taxes | $114 | $1,368 |
| Electricity | $141 | $1,693 |
| Total | $1,962 | $23,544 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $317,900 |
| 2016-02-27 | Sold | -- |
| 2012-07-31 | Sold | -- |
View on Zillow