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40 Folly Field Rd APT C253, Hilton Head Island, SC, 29928

1beds
1baths
560sqft
$343,900
$614price/sqft
$2,245/moest. monthly cost
$89,800/yrincome needed

About This Home

Located inside the gates of Hilton Head Beach & Tennis Resort, this fully furnished 1BR/1BA second-floor villa in Building C offers a prime location just steps from the beach and all resort amenities. From the covered deck, enjoy the view of the ocean. This property has never been rented and has been exceptionally maintained yet offers excellent rental potential for investors. Residents and guests enjoy access to one of Hilton Head's largest oceanfront pool, on-site dining and beach bar, tennis and pickleball courts, fitness center, playground, and 24/7 gated security and more. Turn-key and ready for immediate enjoyment or rental use, this villa provides true resort-style living with direct beach access and walkability to dining, recreation, and entertainment--all within the community

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
71
BikeVery Bikeable

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Pillar/Post/Pier
  • Construction materials: Wood Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Features

  • Ceiling Fan(s)

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 560
  • Total interior livable area: 560 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters in Beaufort County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,738$20,856
Home Insurance *$160$1,920
Property Taxes $143$1,716
Electricity $204$2,449
Total$2,245$26,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,971/yr
40% on housing$67,350/yr
45% on housing$59,866/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$614This listing

vs Other Active Listings

Avg $/sqft

ZIP 29928$514
Beaufort County$383

vs Homes Sold Last Month

Median $/sqft

ZIP 29928$597
Beaufort County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$350,000
2024-01-08Listing removed--
2023-08-30Listed for sale$389,000
2023-08-16Listing removed--
2023-07-17Price change$389,000
2023-07-01Price change$395,000
2023-06-15Listed for sale$396,000
2022-06-01Listing removed--
2022-04-12Listed for sale$344,900
2021-08-09Listing removed--
2021-07-21Price change$320,000
2021-06-22Price change$295,000
2021-05-11Listed for sale$299,000
2020-09-17Listing removed$223,500
2020-07-01Price change$223,500
2020-06-09Price change$224,000
2020-04-07Price change$225,000
2020-02-14Listed for sale$229,000
2016-03-09Listing removed$119,900
2016-02-27Listed for sale$119,900

For Sale by Agent

AgentVictoria Culpepper
BrokerageCulpepper Realty LLC

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