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2 Key Harbor Dr, Montgomery, TX, 77356

2beds
3baths
1,633sqft
$487,500
$299price/sqft
$3,673/moest. monthly cost
$146,920/yrincome needed

About This Home

This WATERFRONT KEY HARBOR TOWNHOME IS A RARE OPPORTUNITY & IS MOVE-IN READY! With major interior and exterior upgrades recently completed. You get the feel of an almost brand-new home without the wait. The POA is finishing a full EXTERIOR rebuild using new LP SMARTSIDE material & trim, repaired and treated walls, all needed roof repairs, fresh paint, and new gutters. The owner has taken care of the INTERIOR renovation, ALL NEW Energy Efficient DP WINDOWS! Expanding the size by over 250sf, creating a larger open-concept layout, perfect for entertaining with a spacious family room, dining area, & kitchen featuring granite countertops & stylish backsplash tile. Upstairs, two large bedroom suites, including a primary suite with a 7’6” x 6’ bump-out office area. Enjoy Downstairs ALL-new floorings, designer full-bath and laundry room, DP windows & stunning 8’ French doors opening to a new 22’ x 14’ deck. Private boat slip with remote control lift, with TALL ROOF. Access to side slips.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
9/10
7/10
Lake Creek High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Blown-In Insulation,Other,Wood Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Disposal,Refrigerator,Electric Oven,Oven,Microwave,Electric Cooktop,Electric Range,Free-Standing Range,Dryer,Full Size,Washer,Dishwasher,Washer/Dryer
  • Laundry features: Common Area,Electric Dryer Hookup,Inside

Bedroom

  • Level: Second
  • Area: 144
  • Dimensions: 12' X 12'

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 171
  • Dimensions: 19' X 9'

Family Room

  • Level: First
  • Area: 323
  • Dimensions: 17' X 19'

Features

  • Formal Entry/Foyer,High Ceilings,Prewired for Alarm System,2 Bedrooms Up,All Bedrooms Up,En-Suite Bath,Primary Bed - 2nd Floor,Sitting Area,Walk-In Closet(s)
  • Door features: Insulated Doors
  • Window features: Window Coverings
  • Flooring: Carpet,Laminate,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Propane
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,633
  • Total interior livable area: 1,633 sqft

Kitchen

  • Level: First
  • Dimensions: 12' x 9+'

Other

  • Level: Second
  • Dimensions: 7+' X 6'

Other

  • Level: First
  • Area: 24
  • Dimensions: 6' X 4'

Other

  • Level: Second
  • Area: 40
  • Dimensions: 8' X 5'

Other

  • Level: First
  • Area: 100
  • Dimensions: 10' X 10'

Other

  • Level: First
  • Area: 294
  • Dimensions: 21' X 14'

Primary Bath

  • Level: Second
  • Area: 84
  • Dimensions: 14' X 6'

Primary Bedroom

  • Level: Second
  • Area: 380
  • Dimensions: 19' X 20'

Utility Room

  • Level: First
  • Area: 100
  • Dimensions: 10' X 10'

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 259182
  • Exclusions: All Items In The Garage Excluded

Features

  • Levels: Levels 1 and 2
  • Stories: 2
  • Patio & porch: Patio/Deck
  • Exterior features: Front Green Space,Sprinkler System,Storage,Boat Lift,Boat Ramp,Boat Slip
  • Fencing: Partial
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Waterfront,Bulkhead,Concrete Bulkhead,Lake Front,Pier

Lot

  • Lot size: 2,513 sqft
  • Features: Cul-De-Sac,On Street

Parking

  • Total spaces: 1
  • Parking features: Electric Gate,Driveway Gate,Attached,Additional Parking,Auto Garage Door Opener,Secured,Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,465$29,580
Home Insurance *$385$4,620
Property Taxes $585$7,020
Electricity $238$2,859
Total$3,673$44,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,931/yr
40% on housing$110,190/yr
45% on housing$97,946/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 77356$187
Montgomery County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 77356$175
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$487,500
2026-07-29Price change$487,500
2026-05-29Listed for sale$507,500
2023-04-27Listing removed--
2023-03-14Pending sale$429,900
2023-01-17Listed for sale$429,900
2016-12-20Listing removed$235,000
2016-11-17Pending sale$235,000
2016-11-15Price change$235,000
2016-08-29Price change$249,000
2016-08-04Price change$259,000
2016-05-26Price change$268,000
2016-01-28Listed for sale$279,000

For Sale by Agent

AgentRoger Pool
BrokerageNan & Company Properties - Woodlands Office

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