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10 Pennyfield Ave APT 5C, Bronx, NY, 10465

3beds
2baths
1,750sqft
$575,000
$329price/sqft
$3,784/moest. monthly cost
$151,360/yrincome needed

About This Home

Welcome to this exceptional three-bedroom, two-bathroom Waterfront Condominium located in the Bronx, offering 1,750 square feet of meticulously maintained living space. The property seamlessly blends modern convenience with refined design, presenting an ideal choice for buyers seeking both comfort and urban accessibility. The open-concept living areas showcase polished hardwood floors throughout, complemented by high ceilings that flood the spaces with natural light. Large windows frame views of the surrounding cityscape, while thoughtfully placed air conditioning units ensure year-round comfort. The kitchen stands as a true highlight, featuring stainless steel appliances including a gas range, refrigerator, and dishwasher, paired with wooden cabinetry, granite countertops, and a tiled backsplash. The vaulted ceiling enhances the cooking and dining experience, creating an inviting atmosphere that flows seamlessly into the living areas. All three bedrooms feature neutral wall treatments and hardwood floors, offering flexibility in design. The two modern bathrooms are appointed with quality fixtures. A standout feature is the expansive 4'7" x 24'9" balcony, accessible from the living area and offering panoramic views of the surrounding landscape, including glimpses of the nearby river and bridge. This outdoor extension provides an exceptional retreat for relaxation and entertaining. The building itself presents a well-maintained brick facade with contemporary styling and secure parking available. The residential setting in the Bronx provides authentic neighborhood character while maintaining proximity to essential services, transit access, and local amenities. Included in the sale is a private Garage and 2 assigned parking spaces. An unfinished attic space adds intriguing potential for future customization, whether for additional storage or creative conversion projects. This property represents a rare opportunity to acquire a spacious, well-appointed residence in a vibrant community, combining modern upgrades with the solid construction and character that established Brooklyn neighborhoods are known for.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
Ps 72 Dr William DorneyGrades PK-51.3 mi
3/10
3/10

Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 1,750
  • Total interior livable area: 1,750 sqft

Property

Details

  • Special condition: Resale

Features

  • Patio & porch: Deck,Other
  • Exterior features: Balcony,Private Roof Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$215$2,580
Property Taxes $373$4,476
Electricity $289$3,470
Total$3,784$45,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,737/yr
40% on housing$113,520/yr
45% on housing$100,906/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 10465$417
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10465$416
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-14Listed for sale$599,000

For Sale by Agent

AgentLourdes Cartagena
BrokeragePantiga Group

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