661 Harbor Cir, Ellenton, FL, 34222
About This Home
Imagine Sunset Wine in Your Watertight Florida Room After a day of boating, pickleball, or poolside relaxation, unwind in your watertight Florida Room. Located in the highly desirable South Section of Colony Cove, this mostly furnished, move-in-ready home sits just steps from the Manatee Pool, community hall, and shuffleboard courts-one of the community's most sought-after locations. Property Details 1976 | 1,496 SF | 3 Bedrooms | 2 Bathrooms | Mostly Furnished | Move-In Ready | Bonus Flex Room | Watertight Florida Room Property Highlights * Prime South Section location beside the Manatee Pool & community hall * Spacious 1,496 SF floor plan with 3 bedrooms, 2 baths & 2 flexible living areas * Bonus room for an office, hobbies, crafts or guests * Large workshop/storage shed * Covered carport, extended driveway & block patio * Tropical landscaping with producing mango tree Interior Features * Bright open living & dining areas * Luxury vinyl plank, ceramic tile & carpet * Spacious primary suite * Pocket/French doors * Laundry room with washer & dryer Seller-Paid 4-Point Inspection = Buyer Confidence Seller recently completed and paid for a 4-Point Insurance Inspection, available for buyer review. Major Updates Include: * Long-life TPO roof * 2019 HVAC with new ductwork * Updated plumbing * 2019 electrical system Lot Rent - $1,347/Month (Subject to Change) Includes: * Property taxes * Water, sewer & trash * Lawn mowing * Access to Colony Cove's resort amenities Colony Cove Resort Lifestyle Enjoy: * 6 heated pools & 4 clubhouses * On-site marina with Gulf access * Pickleball, tennis, shuffleboard & fitness center * Waterfront walking paths & year-round activities * Large dog-friendly community * Minutes to shopping, dining, medical facilities & Anna Maria Island beaches Whether you're seeking a winter retreat, retirement home, or full-time Florida lifestyle, this home offers exceptional value, flexible living space, and one of Colony Cove's most desirable locations. Schedule your private showing or virtual tour today! ⸻ Important Information Homes are on leased land. Community approval, including credit and background screening, is required. One leaseholder must be 55+, with additional occupants generally 45+. Buyers should verify current lot rent, fees, pass-through costs, rules, regulations, and pet policies directly with community management. --Florida MH Sales, LLC Disclaimer Information and measurements are approximate and not guaranteed. Florida MH Sales, LLC cannot guarantee the accuracy of information or property condition. Homes are sold AS IS, and independent inspections are encouraged. Some photographs have been virtually staged and/or digitally enhanced.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1976
Materials
- Construction materials: Vinyl Siding
Notable Dates
- Major remodel year: 2019
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Laminate,Tile
- Finished area above ground: 1,496
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central
Interior Area
- Total structure area: 1,496
- Total interior livable area: 1,496 sqft
Kitchen
- Features: Open,Laminate Counters
Property
Details
- On leased land: Yes
- Lease amount: 1347
Features
- Patio & porch: Patio,Covered Porch,Enclosed Porch
Lot
- Features: Corner,Trees
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Inland Flooding
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Manatee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $151 | $1,812 |
| Home Insurance * | $12 | $144 |
| Property Taxes | $18 | $216 |
| Electricity | $197 | $2,366 |
| Total | $378 | $4,536 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Price change | $29,900 |
| 2026-07-11 | Price change | $44,900 |
| 2026-06-01 | Listed for sale | $49,900 |
| 2016-07-12 | Listing removed | $1,300 |
| 2016-01-12 | Listing removed | $2,500 |
| 2015-12-13 | Listed for rent | $2,500 |
For Sale by Agent
View on Zillow