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1448 Highway Church Rd, Elgin, SC, 29045

2beds
2baths
1,000sqft
$725,000
$725price/sqft
$4,336/moest. monthly cost
$173,440/yrincome needed

About This Home

Rare find!!!! incredible property right in the township of Elgin. Fully functional living space with full kitchen and bath. There is a large 17X40 open floor plan room over the down stairs heated area that has make a GREAT Man Cave, heating and air is zoned for comfort! Plenty of room to expand upstairs also. Attached is a 3 bay garage with roll up doors and open ceiling line. This can be kept "as is" for a workshop or converted into heated living space. There is also a 1/2 bath down stairs in the shop area heated and cooled.This private lot is overloaded with hardwoods that put on a show with every season change. Bring you RV or other large equipment and park it under the 2 bay pole barn structure 32X32 with a fully floored walk around attic storage space above it. There are so many ways you can use this property. There is space on the hill for a 3000 sq ft house if you wanted to add this later.You couldn't ask for a better location, Hop in your golf cart and cruise 2 blocks to groceries, restaurants, banking and small town shops.Who ever get this GEM is going to be so happy!!! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Blaney Elementary SchoolGrades PK-51.5 mi
4/10
5/10
Lugoff-Elgin High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Construction materials: Aluminum

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Self Clean,Smooth Surface,Disposal,Refrigerator,Microwave Above Stove,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Features

  • Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Thermopane
  • Attic: Storage,Attic Access

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: E3480000011

Features

  • Stories: 1
  • Exterior features: Gutters - Full
  • Fencing: None
  • Horses can be raised: Yes

Lot

  • Lot size: 6.29 Acres
  • Features: Horse OK

Parking

  • Total spaces: 6
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Kershaw County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$159$1,908
Property Taxes $308$3,696
Electricity $204$2,449
Total$4,336$52,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,662/yr
40% on housing$130,080/yr
45% on housing$115,626/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$725This listing

vs Other Active Listings

Avg $/sqft

ZIP 29045$142
Kershaw County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 29045
Kershaw County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$725,000
2017-01-17Sold$195,000
2016-11-01Sold$178,000
2016-06-28Sold$190,500
2016-01-22Sold$170,500
2015-10-26Sold$72,000

For Sale by Agent

AgentDonna R Ray
BrokerageHome Realty LLC

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