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406 E Main St, Chesterfield, SC, 29709

5beds
4baths
3,818sqft
$389,000
$102price/sqft
$2,668/moest. monthly cost
$106,720/yrincome needed

About This Home

Step into timeless elegance at 406 East Main Street in the heart of Chesterfield. Built in 1920, this stately brick home offers 3,818 square feet of character, charm, and space—perfectly blending historic detail with everyday functionality. Featuring 5 spacious bedrooms and 3 full baths, this home provides a flexible layout ideal for a variety of living needs. The primary bedroom is conveniently located on the first floor, offering comfort and accessibility. The main level showcases a formal living room and formal dining room, perfect for entertaining, along with a beautiful sunroom filled with natural light—an inviting space to relax and unwind. Upstairs, you’ll find a cozy seating area at the top of the staircase, creating a perfect reading nook or secondary living space. The second floor includes four additional bedrooms and well-appointed bathrooms, providing ample room for family or guests. Solar Panels installed in 2021 Located in the charming small-town setting of Chesterfield, this classic brick home also features a two-car carport and enduring architectural appeal. Don’t miss this opportunity to own a piece of history with modern livability in a welcoming Southern community.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
Edwards Elementary SchoolGrades PK-52.2 mi
4/10
Chesterfield High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Crawl Space
  • Roof: Shingle,Metal
  • Construction materials: Brick Veneer/Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Features

  • Ceiling Fan(s),Attic
  • Window features: Storm Window(s)
  • Flooring: Wood,Tile,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: 2 Fireplaces,Living Room,Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Ceiling
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,818
  • Total interior livable area: 3,818 sqft

Property

Details

  • Parcel number: 190 001 002 006

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters in Chesterfield County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$203$2,436
Property Taxes $132$1,584
Electricity $367$4,405
Total$2,668$32,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,474/yr
40% on housing$80,040/yr
45% on housing$71,146/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 29709$91
Chesterfield County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 29709
Chesterfield County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$389,000
2021-08-28Listing removed--
2021-06-14Pending sale$194,000
2021-04-03Listed for sale$194,000
2021-02-08Pending sale$194,000
2020-07-13Price change$194,000
2019-09-26Price change$199,500
2019-04-24Price change$229,000
2019-01-24Price change$244,000
2018-08-02Price change$279,000
2016-02-24Listed for sale$289,000
2015-11-25Listing removed$289,000
2015-11-20Listed for sale$289,000

For Sale by Agent

AgentSandra G Moose
BrokerageLewis Realty Of Chesterfield

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