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340 Orlando St, El Cajon, CA, 92021

22beds
20baths
13,162sqft
$4,700,000
$357price/sqft
$30,279/moest. monthly cost
$1,211,160/yrincome needed

About This Home

Northwinds Apartments is a 20-unit garden community at 340 Orlando Street in El Cajon, fully gated and built around a lush, meticulously maintained central courtyard. The property is 100% occupied with long resident tenure, averaging nearly four and a half years, and offers 18 one bedroom homes at 550 square feet and two two bedroom homes at 750 square feet, each with a private patio and generous storage. Eleven garages, nine with direct courtyard access, and ample additional gated parking serve the community. Built in 1977 and well maintained since, every unit shows in strong condition with quartz or granite countertops, and finish levels leave room for a moderate value-add program on turns. Central water heaters were replaced within the last five to six years. Gross rents sit roughly 11% below market, giving the next owner a clear path to income growth on an already stabilized asset in one of San Diego County's tightest rental submarkets.

Getting Around

76
WalkingVery Walkable
38
TransitSome Transit
50
BikeBikeable

Schools

1/10
2/10
Montgomery Middle SchoolGrades 6-81.1 mi
3/10

Construction

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 22
  • Bathrooms: 20
  • Full bathrooms: 20

Interior Area

  • Total structure area: 13,162
  • Total interior livable area: 13,162 sqft

Property

Details

  • Parcel number: 48914047

Features

  • Stories: 2

Lot

  • Lot size: 0.57 Acres

Parking

  • Total spaces: 33

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $23,765$285,180
Home Insurance *$1,068$12,816
Property Taxes $2,624$31,488
Electricity $2,822$33,869
Total$30,279$363,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,038,137/yr
40% on housing$908,370/yr
45% on housing$807,440/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$357This listing

vs Other Active Listings

Avg $/sqft

ZIP 92021$302
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92021$525
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$4,700,000
2026-07-24Listed for sale$4,700,000
2018-02-07Listing removed$1,250
2018-01-21Listed for rent$1,250
2016-02-02Listing removed$2,990,000
2016-01-12Price change$2,990,000
2015-11-19Listed for sale$3,195,000

For Sale by Agent

AgentErik M Anderson
BrokerageNewmark of Southern California

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