




1004 Lucy Ln, Atlantic Beach, FL, 32233
About This Home
Looking for an affordable home with the opportunity to add your own style and updates? Bring your ideas, your vision, and create a special home! ● 2003 Clayton ● Singlewide, 644 SF ● 2 Bedrooms, 1 Bathroom ● $28,000 Price of Home | $891 Lot Rent ● Featuring a metal roof, cold HVAC, a large front deck, shed and a functional floorplan, this home is ready for its next chapter. | While the interior would benefit from cosmetic updates and the kitchen & bathroom is a candidate for a full remodel, the possibilities are easy to envision. This could be the perfect opportunity for a primary residence, vacation retreat, or investment property. | Live in the community *OR* purchase the home and relocate it to your own property. At 644 SqFt, this home could also make a fantastic guest house, second home, or potential ADU (buyer to verify zoning and permitting requirements). | Located just minutes from: Hanna Park, Atlantic Beach & Jacksonville Beaches, Mayport Naval Station, Shopping, dining & well-rated schools. | If you've been searching for an affordable home close to the coast, military base access, and the beach lifestyle Jacksonville is known for, this one is worth a look. ● Located in Oak of Atlantic Beach MHC, Jacksonville, FL (1004 Lucy Ln, Jacksonville, 32233). This is an all-ages community near Atlantic Beach, Mayport Naval Base, Hanna Park (where you can enjoy the beach, camping, trails, and so much more!), A1A, Fort Caroline, etc., and highly rated schools are just around the corner (elementary, middle and high school)! The community has a Playground, Swimming Pool, Recreation Area, and additional storage (bring your boat or RV!). Lot rent includes base lot rent, water/sewer use, trash, lawn mowing & trimming, property tax, and access to community amenities. ● Additional photos, and a walkthrough video available! Note: Select photos have been virtually staged or enhanced to help showcase the potential and vision for the home's spaces and outdoor living areas. ● Contact the listing brokerage for more information about the home, community/lot lease info, and buying options. Showings by appointment only.
Getting Around
Schools
Construction
Condition
- Year built: 2003
Materials
- Roof: Metal
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Refrigerator,Oven,Water Heater
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Door features: Doorman
- Flooring: Laminate,Linoleum
- Finished area above ground: 0
Heating & Cooling
- Heating features: Has Heating (Unspecified Type)
- Cooling features: Central
Interior Area
- Total structure area: 0
- Total interior livable area: 644 sqft
Kitchen
- Features: Open
Property
Details
- On leased land: Yes
- Lease amount: 891
Lot
- Features: Near Bus
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Heat Wave
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Duval County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $141 | $1,692 |
| Home Insurance * | $23 | $276 |
| Property Taxes | $17 | $204 |
| Electricity | $197 | $2,366 |
| Total | $378 | $4,536 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-17 | Listed for sale | $28,000 |
| 2015-12-10 | Listing removed | $750 |
| 2015-11-14 | Price change | $750 |
| 2015-11-09 | Listed for rent | $735 |
