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1072 Creekside Dr, Derby, NY, 14047

2beds
1baths
780sqft
$27,900
$36price/sqft
$438/moest. monthly cost
$17,520/yrincome needed

About This Home

Move in ready, nicely remodeled 2 bedroom, large front living room, entry coat closet. Galley style kitchen with appliances, open shelf pantry. New carpeting in living room and bedrooms. Rear bedroom has large built in dresser. Spacious bath with large vanity, tub/shower, stackable washer/dryer. Some vinyl windows. Florida room. New skirting, storage shed included. Located in well maintained community, 1 pet allowed per home. Star tax credit eligible.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1973

Materials

  • Foundation: Other,See Remarks
  • Roof: Membrane,Rubber
  • Construction materials: Aluminum Siding,PEX Plumbing

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Oven,Gas Range,Gas Water Heater,Microwave,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Separate/Formal Living Room,Galley Kitchen,Bedroom on Main Level
  • Window features: Thermal Windows
  • Flooring: Carpet,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 780
  • Total interior livable area: 780 sqft

Property

Details

  • Parcel number: 0
  • On leased land: Yes
  • Lease amount: 685
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Exterior features: Concrete Driveway

Lot

  • Lot size: 4,800 sqft
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 40 x 120

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $141$1,692
Home Insurance *$12$144
Property Taxes $39$468
Electricity $246$2,954
Total$438$5,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,017/yr
40% on housing$13,140/yr
45% on housing$11,680/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$36This listing

vs Other Active Listings

Avg $/sqft

ZIP 14047$157
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14047$167
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-22Listed for sale$29,900
2016-07-22Sold$13,000
2016-07-05Pending sale$13,900
2016-07-05Listed for sale$13,900
2016-05-10Listing removed$13,900
2016-05-10Pending sale$13,900
2016-03-18Price change$13,900
2015-12-04Price change$15,000
2015-11-07Listed for sale$16,900

For Sale by Agent

AgentL. Scott Pfeil
BrokerageTriton Real Estate

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