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9508 W Highway 86, Irvington, KY, 40146

1beds
1baths
560sqft
$189,900
$339price/sqft
$1,332/moest. monthly cost
$53,280/yrincome needed

About This Home

Welcome to 9508 W Hwy 86 in Irvington, KY! Here you'll find 16.35+/- acres that is loaded with timber! Cabin has seen better days, but may or may not be able to be brought back to life. Home has a septic attached that is rated for a 3 bedroom home. 2,500 gallon septic with a new 1.5hp pump on it. Tons of wildlife and privacy! There are 2 bald eagle nests located in the trees. Whole flock of turkeys, bears, bobcats, and various other types of birds are there. 2 natural springs outlets are located on the property. There is also a rock that you can sit on to watch the sunrises and sunsets! This farm has tons to offer and will be a magical place for someone! There is also a cave on the property! Schedule your tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
5/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Farm

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 560

Heating & Cooling

  • Heating features: Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 560
  • Total interior livable area: 560 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 8321B

Features

  • Stories: 1

Lot

  • Lot size: 16.35 Acres
  • Features: Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$133$1,596
Property Taxes $85$1,020
Electricity $154$1,850
Total$1,332$15,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,668/yr
40% on housing$39,960/yr
45% on housing$35,520/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 40146$111
Breckinridge County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 40146
Breckinridge County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$189,900
2026-07-10Listed for sale$205,000
2015-11-19Listing removed$64,500
2015-11-04Pending sale$64,500
2015-10-29Listed for sale$64,500

For Sale by Agent

AgentBrad J Hockenberry
BrokerageKeller Williams Elite

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