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172 Sunset Circle, Hertford, NC, 27944

3beds
2baths
996sqft
$299,000
$300price/sqft
$1,998/moest. monthly cost
$79,920/yrincome needed

About This Home

Welcome to 172 Sunset Circle--your fully renovated canal-front escape with stunning Albemarle Sound views! This charming beach box has been completely transformed, offering the perfect blend of modern updates and laid-back coastal living. Enjoy peace of mind with all-new flooring, fresh paint, updated heating and cooling, new windows, doors, sliding glass doors, vinyl siding, fixtures, ceiling fans, and expanded decking. The beautifully redesigned kitchen features brand-new cabinets, countertops, and appliances, while both bathrooms have been fully renovated with stylish finishes. Step outside to a spacious wraparound deck where you can relax or entertain while taking in water views from every angle. The deep, navigable canal (approximately 4 feet) provides quick, seconds-away access to the Albemarle Sound--ideal for boating, fishing, kayaking, paddleboarding, and more. The lower level has been enclosed to create additional flexible space, perfect for a bedroom, playroom, or bonus living area, plus convenient under-home storage. Located in the desirable Holiday Island community, enjoy amenities including a boat ramp, pool, recreation center, and park--all with an incredibly affordable HOA of just $72 per year and minimal restrictions. Whether you're searching for a full-time residence, vacation getaway, or income-producing rental (short- or long-term), this property checks every box. Just minutes from historic downtown Hertford, Albemarle Plantation for golf, marina (with gas), and dining, and only about an hour to the Virginia state line. Everything is done--just bring yourself, your boat, and start enjoying waterfront living this spring and summer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Hertford GrammarGrades 3-58.9 mi
6/10
Perquimans County MiddleGrades 6-810.7 mi
3/10
Perquimans County HighGrades 9-128.5 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Raised
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Cooktop,Built-In Microwave,Refrigerator,Dishwasher,Cooktop,Electric Range

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: LVT/LVP,Carpet

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Other

Interior Area

  • Total structure area: 663
  • Total interior livable area: 996 sqft

Kitchen

  • Level: Second

Living Room

  • Level: Second

Property

Details

  • Parcel number: 2D082B052Hi
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck,Patio
  • Fencing: None
  • Has view: Yes
  • View description: Canal,Sound,Water
  • Has water view: Yes
  • Water view: Canal,Sound,Water
  • On waterfront: Yes
  • Waterfront features: Bulkhead,Canal Front,Water Access Comm,Water Depth 4+
  • Frontage type: Canal Front
  • Living area range: 600 - 799

Lot

  • Lot size: 0.34 Acres
  • Features: Bulkhead,Water Access Comm,Water Depth 4+
  • Lot size dimensions: 70 x 161 x 52 x 162

Parking

  • Parking features: Concrete,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Strong Wind
Lightning
Tornado
Winter Weather
Coastal Flooding
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Perquimans County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$140$1,680
Property Taxes $147$1,764
Electricity $200$2,405
Total$1,998$23,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,502/yr
40% on housing$59,940/yr
45% on housing$53,280/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 27944$159
Perquimans County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 27944$170
Perquimans County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$315,000
2025-12-05Sold$110,000
2025-11-14Contingent$149,900
2025-10-13Listed for sale$149,900
2025-10-01Listing removed$169,995
2025-08-28Price change$169,995
2025-07-17Price change$174,995
2025-06-09Listed for sale$189,900
2018-03-23Listing removed$695
2017-12-18Listed for rent$695
2016-03-16Listing removed$695
2015-10-02Listed for rent$695

For Sale by Agent

AgentHeidi Hanreck
BrokerageIron Valley Real Estate Elizabeth City

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