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464 Cedar Heights Dr #1D, Camdenton, MO, 65020

5beds
3baths
2,900sqft
$509,000
$176price/sqft
$3,260/moest. monthly cost
$130,400/yrincome needed

About This Home

This spacious 5-bedroom, 3-bathroom two-story condo located in the highly sought-after gated Cedar Heights community! Being offered fully turn-key, this property is ready for immediate enjoyment or rental income from day one. With two levels of living space, this condo offers the perfect setup for both relaxing and entertaining. The main level features a screened-in upper deck ideal for enjoying the outdoors in comfort while the lower level opens to an additional deck just steps away from one of the community pools. Inside, you’ll find ample room for guests with two separate living areas, including a lower-level game space complete with a pool table, making it a standout option for short-term rental potential or hosting family and friends. If you’re looking for a strong investment opportunity or a full-time lake home with room to spread out, this property offers it all. This complex offers a peaceful, private setting while still being conveniently close to town. This unit also includes a 12x30 boat slip perfect for enjoying everything lake life has to offer. Don’t miss your chance to own a versatile, income-producing property in one of the lake’s most desirable communities!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

--
Dogwood Elementary SchoolGrades PK-23.4 mi
7/10
Camdenton Middle SchoolGrades 7-83.4 mi
6/10
Camdenton High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 2007

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Stove,Washer

Bathroom

  • Level: Main

Bathroom

  • Level: Lower

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: Lower

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Furnished,Fireplace,Cable TV,Walk-In Closet(s)
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: One,Gas
  • Fireplace: Yes

Game Room

  • Level: Lower

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,900
  • Total interior livable area: 2,900 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 13802700000003026614
  • Exclusions: Personal items

Features

  • Levels: Two
  • Pool features: Community
  • Patio & porch: Covered,Deck,Porch,Screened
  • Exterior features: Blacktop Driveway,Deck,Elevator,Enclosed Porch
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Features: Lake Front

Parking

  • Parking features: No Garage,Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Hail
Heat Wave
Landslide
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,573$30,876
Home Insurance *$271$3,252
Property Taxes $195$2,340
Electricity $221$2,657
Total$3,260$39,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,771/yr
40% on housing$97,800/yr
45% on housing$86,933/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 65020$212
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65020
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$509,000
2022-01-04Listing removed--
2021-12-06Listed for sale$389,000
2016-04-30Listing removed$299,900
2015-08-27Listed for sale$299,900

For Sale by Agent

AgentO'SULLIVAN REAL ESTATE GROUP O'SULLIVAN, NICOL
BrokerageRE/MAX Lake of the Ozarks

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