1101 Prospect Promenade Unit 102, Panama City Beach, FL, 32413
About This Home
MOTIVATED SELLER!! TRUE LAKE-FRONT in Lakeside Lodge at Prospect Point. 3BD/3Bth. Lake-front Master Bedroom. GAS COOKING. Tons of upgrades, beamed ceilings with stained wood above. FULLY FURNISHED. Jerusalem Stone bathroom counter tops. The finishes in Wild Heron are top of the line. $13,000 HVAC REPLACEMENT. Go and see it for yourself and you'll fall in love. Lakeside Lodge had access the Wild Heron amenities as well as a private pool & hot tub just for the Lakeside Lodge owners. NEW HOT WATER HEATER - 2026.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Type & Style
- Home type: Condo
- Architectural style: Mid Rise
- Property subType: Condominium
Interior
Appliances
- Appliances included: Gas Range
Bedroom
- Level: First
- Dimensions: 13 x 12
Bedroom
- Level: First
- Dimensions: 12 x 11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Balcony,Coffered Ceiling(s),Double Vanity,Jetted Tub,Main Level Primary,Separate Shower,Walk-In Closet(s)
- Window features: Double Pane Windows
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,710
- Total interior livable area: 1,710 sqft
Master Bedroom
- Level: First
- Dimensions: 15 x 13
Property
Details
- Parcel number: 35272628000
- Attached to another structure: Yes
Features
- Pool features: Gunite,Gas Heat,In Ground,Community
- Patio & porch: Balcony
- Exterior features: Barbecue,Boat Ramp,Outdoor Shower
- Has spa: Yes
- Spa features: Community
- Has view: Yes
- View description: Lake,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Lake,Lake Front,Shoreline - Natural,Boat Dock/Slip
Lot
- Lot size dimensions: Lake-front Condo
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,231 | $38,772 |
| Home Insurance * | $749 | $8,988 |
| Property Taxes | $314 | $3,768 |
| Electricity | $197 | $2,366 |
| Total | $4,491 | $53,892 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $619,000 |
| 2026-08-03 | Price change | $639,000 |
| 2026-07-02 | Listed for sale | $649,000 |
| 2025-08-05 | Listing removed | $599,999 |
| 2025-01-08 | Price change | $599,999 |
| 2024-12-13 | Price change | $609,000 |
| 2024-09-30 | Listed for sale | $619,000 |
| 2023-12-01 | Listing removed | -- |
| 2023-11-03 | Listed for sale | $725,000 |
| 2021-11-22 | Listing removed | -- |
| 2021-08-24 | Listed for sale | $595,000 |
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