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1426 Powers Rd, King Ferry, NY, 13081

4beds
3baths
2,580sqft
$875,000
$339price/sqft
$6,277/moest. monthly cost
$251,080/yrincome needed

About This Home

Perched above Cayuga Lake, this beautifully maintained circa 1850 farmhouse offers breathtaking lake views from nearly every room and over 30 acres of rolling Finger Lakes countryside. Rich in history and character, the home has been thoughtfully cared, and thoughtfully updated with modern energy-efficient systems, including an owned 10.95 kW solar array, and Samsung smart heat pump heating and cooling system, helping to provide year-round comfort while reducing utility costs. The property has an agricultural exemption and features pear, apple, and peach trees, an established asparagus patch, and plenty of open space for gardening, farming, recreation, or outdoor enjoyment. A scenic walking path leads to two ponds, creating a peaceful setting to explore and enjoy the land's natural beauty. An owned solar system helps offset electrical costs, while energy-efficient heat pump mini-splits provide year-round comfort. The combination of historic charm, modern efficiency, and stunning natural surroundings makes this property truly special. Conveniently located just 25 minutes from Ithaca, Cornell University, and Ithaca College, you'll enjoy easy access to Cayuga Lake, wineries, restaurants, state parks, and all that the Finger Lakes region offers. Whether you're looking for a full-time residence, hobby farm, or private country retreat, this exceptional property offers a rare opportunity to enjoy space, privacy, and some of the area's most captivating views.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1850

Materials

  • Foundation: Stone
  • Roof: Asphalt,Metal
  • Construction materials: Frame,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Freezer,Gas Cooktop,Microwave,Refrigerator,Wine Cooler,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Den,Entrance Foyer,Separate/Formal Living Room,Home Office,Country Kitchen,Other,See Remarks,Window Treatments,Bath in Primary Bedroom
  • Window features: Drapes
  • Flooring: Carpet,Hardwood,Tile,Varies
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Ductless,Heat Pump,Propane,Baseboard,Forced Air,Stove
  • Cooling features: Ductless,Heat Pump,Window Unit(s),Wall Unit(s)

Interior Area

  • Total structure area: 2,580
  • Total interior livable area: 2,580 sqft

Property

Details

  • Parcel number: 236.00120.2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch
  • Exterior features: Gravel Driveway,Propane Tank - Owned
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Lake,Pond
  • Waterbody name: Cayuga Lake

Lot

  • Lot size: 32.37 Acres
  • Features: Agricultural,Irregular Lot

Parking

  • Total spaces: 2
  • Parking features: Detached,Electricity,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Drought
Hail
Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Cayuga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$100$1,200
Property Taxes $1,327$15,924
Electricity $426$5,116
Total$6,277$75,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,211/yr
40% on housing$188,310/yr
45% on housing$167,386/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 13081$161
Cayuga County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 13081$559
Cayuga County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Contingent$875,000
2026-06-19Listed for sale$875,000
2021-09-01Sold$680,000
2016-07-29Sold$300,000
2016-07-02Pending sale$249,000
2016-07-01Price change$249,000
2016-04-13Pending sale$319,000
2016-04-04Listed for sale$319,000
2016-02-22Pending sale$319,000
2015-12-18Listed for sale$319,000
2015-09-23Pending sale$319,000
2015-07-31Listed for sale$319,000

For Sale by Agent

AgentAmanda Gulini
BrokerageBerkshire Hathaway HomeServices Heritage Realty

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