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95 2nd St #3, Cambridge, MA, 02141

2beds
1baths
507sqft
$560,000
$1,105price/sqft
$3,703/moest. monthly cost
$148,120/yrincome needed

About This Home

Located on the 2nd floor in the southeast corner of a professionally managed 6-unit building in Kendall Square. Fantastic natural light throughout the day. 2004 renovation and efficient layout with 2 bedrooms and a comfortable living area. Recent updates include kitchen appliances, bedroom carpeting and insulated windows. Pet friendly! Private basement storage and bike parking. Ultra efficient financially; the monthly fee includes hot water and independently controlled heat. Common laundry. Low property taxes. Association reserve is approx $5k. Convenient to the Red Line in Kendall Square, Lechmere Green line T, MIT, the Charles river and many independent restaurants & shops. Quick commute to downtown Boston.

Getting Around

95
WalkingWalker's Paradise
86
TransitExcellent Transit
98
BikeBiker's Paradise

Schools

5/10
Kennedy-Longfellow SchoolGrades PK-50.4 mi
8/10
Vassal Lane Upper SchoolGrades 6-80.4 mi

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Rubber
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2004

Type & Style

  • Home type: Condo
  • Architectural style: Other (See Remarks)
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal
  • Laundry features: In Basement,In Building

Basement

  • Has basement: Yes

Bathroom1

  • Features: Bathroom - Full
  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Window features: Insulated Windows
  • Flooring: Tile,Carpet,Hardwood
  • Finished area above ground: 507

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 507
  • Total interior livable area: 507 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Zoning: res

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$47$564
Property Taxes $471$5,652
Electricity $354$4,259
Total$3,703$44,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,960/yr
40% on housing$111,090/yr
45% on housing$98,746/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,105This listing

vs Other Active Listings

Avg $/sqft

ZIP 02141$555
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02141$705
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-08Listed for sale$560,000
2026-04-06Contingent$560,000
2026-04-02Listed for sale$560,000
2026-01-01Listing removed$560,000
2025-12-02Listing removed$2,900
2025-10-17Price change$560,000
2025-09-12Listed for rent$2,900
2025-08-26Listed for sale$580,000
2023-08-03Listing removed--
2023-07-30Listed for rent$2,900
2022-08-09Listing removed--
2022-08-04Listed for rent$2,900
2022-08-03Listing removed$575,000
2022-07-08Price change$575,000
2022-06-07Listed for sale$580,000
2017-07-21Listing removed$469,900
2017-06-22Pending sale$469,900
2017-06-14Listed for sale$469,900
2015-08-06Listing removed$325,000
2015-07-29Listed for sale$325,000

For Sale by Agent

AgentThe Petrowsky Jones Group
BrokerageCompass

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