10201 Opal Ridge Dr, Onekama, MI, 49675
About This Home
Welcome to Portage Ridge, where winding roads, mature trees and rolling hills create a beautiful setting near Portage Lake and Lake Michigan. Just built in 2021 on 3.46 acres, this stunning home offers one floor living with a fully finished lower level that is ideal for family or friend's visits. Dream front porch! Main floor design has the primary suite on one end, a 2 bedroom guest wing on the other and a wonderfully open kitchen, dining area and living room that all enjoy the gas fireplace with real stone surround. Add a cozy office, main floor laundry and professional decorating choices and you have it all. Soft gray maple kitchen w/charcoal based island, quartz countertops, stainless steel appliances, a farmhouse sink and an Italian-made gas range. Downstairs are 2 bedrooms, full bath, an exercise room & family room pre-plumbed for wet bar. Oversized garage, underground sprinkling, Generac generator & partially covered stamped concrete patio in back with fire feature. Why build?
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Oven,Range,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Basement: Full
Bathroom2
- Level: Main
- Area: 72
- Dimensions: 9.00 x 8.00
Bathroom3
- Level: Lower
- Area: 63
- Dimensions: 7.00 x 9.00
Bedroom2
- Level: Main
- Area: 137.5
- Dimensions: 12.50 x 11.00
Bedroom3
- Level: Main
- Area: 143
- Dimensions: 13.00 x 11.00
Bedroom4
- Level: Lower
- Area: 132
- Dimensions: 11.00 x 12.00
Bedroom5
- Level: Lower
- Area: 121
- Dimensions: 11.00 x 11.00
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 210
- Dimensions: 14.00 x 15.00
Exercise Room
- Level: Lower
- Area: 418
- Dimensions: 19.00 x 22.00
Family Room
- Level: Lower
- Area: 725
- Dimensions: 29.00 x 25.00
Features
- Center Island,Pantry
- Flooring: Vinyl
- Number of fireplaces: 1
- Fireplace features: Gas Log,Living Room
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,080
- Total interior livable area: 4,070 sqft
Kitchen
- Level: Main
- Area: 140
- Dimensions: 14.00 x 10.00
Laundry
- Level: Main
- Area: 72
- Dimensions: 9.00 x 8.00
Living Room
- Level: Main
- Area: 210
- Dimensions: 14.00 x 15.00
Master Bathroom
- Level: Main
- Area: 147
- Dimensions: 7.00 x 21.00
Master Bedroom
- Level: Main
- Area: 204
- Dimensions: 17.00 x 12.00
Office
- Level: Main
- Area: 80
- Dimensions: 8.00 x 10.00
Property
Details
- Parcel number: 1144005100 & 1144005300
Features
- Stories: 1
- Pool features: Association
Lot
- Lot size: 3.46 Acres
- Features: Level,Site Condo
- Lot size dimensions: 171 x 310 x 159 x 176 x 454 x 158 x 234 x ir
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Manistee County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,095 | $49,140 |
| Home Insurance * | $482 | $5,784 |
| Property Taxes | $614 | $7,368 |
| Electricity | $443 | $5,327 |
| Total | $5,634 | $67,608 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-12 | Listed for sale | $820,000 |
| 2015-10-22 | Sold | $219,900 |
| 2015-08-26 | Pending sale | $229,000 |
| 2015-08-07 | Price change | $229,000 |
| 2015-07-03 | Listed for sale | $239,000 |
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