




3464 Scenic Hwy 98, Destin, FL, 32541
About This Home
Situated on a prime stretch of Scenic Highway 98, 3464 Scenic is a legacy Gulf-front residence offering 56 feet of linear beachfront and unobstructed views across Destin's eastern coastline. With over 4,600 square feet of interior living and multiple levels of outdoor space, this eight-bedroom estate delivers both scale and flexibility within one of the most coveted beachfront corridors on the Emerald Coast. The home's elevation offers commanding views from all primary living areas, including a 44-foot-long main living room that anchors the open-concept floor-plan. Walls of glass frame the Gulf, while wide balconies and deep porches blur the line between interior and exterior living. The kitchen connects seamlessly to both the dining and living spaces, allowing for uninterrupted sightlines and direct access to the beach-facing deck. Each of the eight bedrooms is thoughtfully positioned for privacy, with several offering en suite baths and private balconies. The home's layout easily accommodates large families or high-capacity rental groups, supported by multiple gathering spaces, ample storage, and an oversized two-car garage. The outdoor footprint includes a private beachfront pool, covered lounge areas, and a dune walkover that leads directly to the sandno roads to cross, no steps between you and the shoreline. With a proven rental history and an irreplaceable Gulf-front lot, 3464 Scenic Highway 98 offers both lifestyle and investment upside in a location that continues to outperform the broader market. Whether held as a private retreat or income-producing asset, this is coastal real estate with staying power.
Getting Around
Schools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2001
Materials
- Foundation: Pillar/Post/Pier
- Roof: Shake,Roof Pitched
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Microwave
- Laundry features: Washer/Dryer Hookup
Bathroom
- Level: First
- Area: 35
- Dimensions: 7 x 5
Bedroom
- Level: Second
- Area: 168
- Dimensions: 14 x 12
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 7
- Full bathrooms: 7
Breakfast Room
- Level: First
- Area: 168
- Dimensions: 14 x 12
Dining Room
- Level: First
- Area: 120
- Dimensions: 12 x 10
Family Room
- Level: First
- Area: 100
- Dimensions: 10 x 10
Features
- Central Vacuum,Breakfast Bar,Crown Molding,Tray Ceiling(s),Vaulted Ceiling(s),Recessed Lighting,Wet Bar
- Fireplace features: Gas
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Foyer
- Level: First
- Area: 90
- Dimensions: 10 x 9
Garage
- Level: First
- Area: 480
- Dimensions: 24 x 20
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 4,645
- Total interior livable area: 4,645 sqft
Laundry
- Level: Second
- Area: 64
- Dimensions: 8 x 8
Master Bathroom
- Level: Third
- Area: 400
- Dimensions: 20 x 20
Recreation Room
- Level: First
- Area: 80
- Dimensions: 10 x 8
Property
Details
- Parcel number: 002S22008000000120
- Zoning description: Resid Single Family
Features
- Stories: 4
- Pool features: In Ground
- Exterior features: Balcony,Columns
- Has spa: Yes
- Spa features: Heated
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf,Seawall
Lot
- Lot size: 6,983 sqft
- Features: Coastal Setback,Flood Insurance Req,Level,Survey Available
- Lot size dimensions: 56 x 124.7
Parking
- Total spaces: 2
- Parking features: Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Inland Flooding
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Okaloosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $40,447 | $485,364 |
| Home Insurance * | $1,214 | $14,568 |
| Property Taxes | $3,932 | $47,184 |
| Electricity | $467 | $5,609 |
| Total | $46,060 | $552,720 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-07 | Listed for sale | $8,495,000 |
| 2026-02-05 | Listing removed | $9,495,000 |
| 2025-08-08 | Price change | $9,495,000 |
| 2025-05-24 | Listed for sale | $10,495,000 |
| 2022-10-24 | Listing removed | -- |
| 2022-09-09 | Price change | $4,950,000 |
| 2022-07-06 | Listed for sale | $5,400,000 |
| 2022-06-04 | Listing removed | -- |
| 2022-05-26 | Price change | $6,000,000 |
| 2022-04-01 | Listed for sale | $7,000,000 |
| 2017-02-02 | Listing removed | $3,525,000 |
| 2016-11-28 | Price change | $3,525,000 |
| 2015-11-25 | Price change | $3,550,000 |
| 2015-07-03 | Listed for sale | $3,650,000 |
