431 University St, Trinidad, CO, 81082
About This Home
Own a piece of Trinidad's History today! Code of the West Real Estate is relocating to 159 Main Street Trinidad, CO, meaning this beautiful Commercial Building is now for sale. The interior has been meticulously renovated while preserving all the historic character and charm of the exterior. Built in the early 1900s as the 1st Baptist Church in Trinidad, the history runs deep throughout this building, and now it has been preserved for many years to come. The backyard and paved parking area enhance the property's aesthetic appeal and functionality. Located just off I-25 with easy access from Highway 12, which is Nationally designated as a Scenic Highway of Legends National Byway, seeing hundreds of motorists daily. This property is move-in ready and all furnishings are negotiable.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1915
Materials
- Construction materials: Frame,Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Partial,Unfinished
Bedrooms & Bathrooms
- Bathrooms: 1
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Vaulted Ceiling(s)
- Flooring: Carpet,Vinyl
- Fireplace features: Gas Log
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,210
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,210
- Total interior livable area: 2,210 sqft
Property
Details
- Parcel number: 13766800
- Zoning: Commercial
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
Lot
- Lot size: 9,147 sqft
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $453 | $5,436 |
| Property Taxes | $78 | $936 |
| Electricity | $186 | $2,232 |
| Total | $2,486 | $29,832 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-30 | Listed for rent | $2,800 |
| 2026-06-29 | Price change | $350,000 |
| 2026-04-14 | Listed for sale | $374,900 |
| 2026-02-24 | Pending sale | $374,900 |
| 2025-12-05 | Listed for sale | $374,900 |
| 2025-01-02 | Listing removed | $449,900 |
| 2024-12-31 | Price change | $449,900 |
| 2024-11-08 | Price change | $499,900 |
| 2024-10-08 | Listed for sale | $524,900 |
| 2021-02-26 | Sold | $290,000 |
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