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2101 Johnson Ave, San Luis Obispo, CA, 93401

4beds
3baths
1,727sqft
$1,250,000
$724price/sqft
$7,547/moest. monthly cost
$301,880/yrincome needed

About This Home

Exceptional investment opportunity in one of San Luis Obispo’s most desirable neighborhoods! This unique 3-unit property offers versatility, strong income potential, and an unbeatable location just moments from Terrace Hill Open Space, Sinsheimer Park, and vibrant Downtown San Luis Obispo. 2103 Johnson Avenue features a charming 2-bedroom, 1-bath single-level main home with an attached single-car garage, surrounded by mature landscaping that creates a warm and inviting entrance. Inside, vintage character shines through with hardwood floors, a cozy wood burning fireplace in the living room, and timeless appeal throughout. A private fenced back patio offers the perfect setting to relax, entertain, or unwind. At 2101 Johnson Avenue, the contemporary two-story duplex includes two stylish loft-style studio units designed for modern living. Each unit features an open-concept interior, loft bedroom, full bathroom, attached single-car garage, and both front and rear decks that seamlessly blend indoor and outdoor living spaces. An onsite laundry room adds convenience for all three units. Whether you choose to live in one unit while generating rental income from the others, or maximize returns by leasing all three, this property presents an outstanding opportunity in a highly sought-after San Luis Obispo location. Rarely does a multi-unit property combine charm, flexibility, and investment potential so effortlessly.

Getting Around

27
WalkingCar-Dependent
32
TransitSome Transit
53
BikeBikeable

Schools

8/10
9/10
Laguna Middle SchoolGrades 7-82.9 mi
10/10

Construction

Condition

  • Year built: 1939

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Common Area,Laundry Room

Bathroom

  • Features: Tub Shower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Tile,Vinyl,Wood
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Forced Air,Floor Furnace
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,727 sqft

Property

Details

  • Parcel number: 003682038
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Spa features: None
  • Fencing: Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 7,250 sqft
  • Features: Sloped Down,Landscaped

Parking

  • Total spaces: 8
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$163$1,956
Property Taxes $666$7,992
Electricity $398$4,786
Total$7,547$90,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$258,754/yr
40% on housing$226,410/yr
45% on housing$201,253/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$724This listing

vs Other Active Listings

Avg $/sqft

ZIP 93401$853
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93401$660
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$1,250,000
2015-07-17Listing removed$699,000
2015-06-20Listed for sale$699,000

For Sale by Agent

AgentLindsey Harn
BrokerageChristie's International Real Estate Sereno

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