See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1464 Chelmsford St, Saint Paul, MN, 55108

4beds
2baths
2,834sqft
$490,000
$173price/sqft
$3,722/moest. monthly cost
$148,880/yrincome needed

About This Home

Located in the highly sought-after St. Anthony neighborhood of St. Paul, this exceptional 4-bedroom, 2-bath home offers the perfect blend of historic character and modern updates. With approximately 1,750 square feet of living space, the home showcases beautiful original woodwork and timeless architectural details that are increasingly hard to find. The updated kitchen features granite countertops, stainless steel appliances, and thoughtful finishes ideal for both everyday living and entertaining. Spacious bedrooms, well-appointed bathrooms, and a functional layout provide comfort and flexibility for a variety of lifestyles. Set in one of St. Paul’s most desirable neighborhoods, this home offers classic charm, modern convenience, and an unbeatable location close to parks, dining, and local amenities. A rare opportunity to own a move-in-ready home with enduring character in a premier setting.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

3/10
Murray Middle SchoolGrades 6-80.1 mi
2/10

Construction

Condition

  • Year built: 1921

Materials

  • Roof: Age Over 8 Years

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Block,Full

Bathroom

  • Level: Main
  • Area: 64
  • Dimensions: 8x8

Bathroom

  • Level: Upper
  • Area: 40
  • Dimensions: 5x8

Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedroom2

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Bedroom4

  • Level: Upper
  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Den

  • Level: Main
  • Area: 92
  • Dimensions: 8x11.5

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,750

Heating & Cooling

  • Heating features: Boiler
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,834
  • Total interior livable area: 2,834 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 12x20

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 202923140097
  • Zoning description: Residential-Single Family
  • Foundation area: 1084

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Rear Porch
  • Fencing: None

Lot

  • Lot size: 9,147 sqft
  • Lot size dimensions: 60 x 150

Parking

  • Total spaces: 3
  • Parking features: Detached Garage,Concrete,Heated Garage,Multiple Garages
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Heat Wave
Inland Flooding
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$298$3,576
Property Taxes $708$8,496
Electricity $239$2,868
Total$3,722$44,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,611/yr
40% on housing$111,660/yr
45% on housing$99,253/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 55108$158
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55108$201
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$535,000
2026-04-10Price change$550,000
2026-03-09Price change$560,000
2026-02-11Price change$570,000
2026-01-10Listed for sale$580,000

For Sale by Agent

AgentGenevieve Coffey
BrokerageBridge Realty, LLC

Similar Homes