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645 Cowan St, Macon, GA, 31217

10beds
4baths
--sqft
$150,000
--price/sqft
$1,536/moest. monthly cost
$61,440/yrincome needed

About This Home

Investors...here's your chance to rent or sale this spacious multi unit. Come, view, finish and rent or sale for a profit! REHAB STARTED AND ALREADY PERMITTED WITH PLANS INCLUDED! Bottom level 4/2, Top levels 3/1s. Separate water meters, all new plumbing from street to house and in all units. Some electric and HVAC rough already in. Already insulated. Just minutes from Mercer University, shopping and schools.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Burdell Elementary SchoolGrades PK-50.2 mi
3/10
Appling Middle SchoolGrades 6-81.2 mi
1/10
Northeast High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1955

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Triplex

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 4

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Property

Details

  • Parcel number: R0720269

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,405 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$264$3,168
Property Taxes $295$3,540
Electricity $219$2,637
Total$1,536$18,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,662/yr
40% on housing$46,080/yr
45% on housing$40,960/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.3%
-4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 31217$57
Bibb County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 31217$75
Bibb County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-31Price change$150,000
2026-05-26Listed for sale$173,000
2019-10-10Sold$28,000
2019-09-20Price change$50,000
2019-09-16Price change$39,900
2019-08-12Price change$48,500
2019-07-26Price change$49,000
2019-06-20Price change$47,495
2019-05-23Price change$49,999
2019-04-22Listed for sale$49,995
2019-04-02Sold$12,700
2019-03-26Listed for sale$50,000
2009-01-12Sold$83,176
2005-07-15Sold$20,500
2005-02-14Sold$95,988

For Sale by Agent

AgentCrystal Owens
BrokeragePro Realty LLC

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