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9268 S Ridge Dr, Luther, OK, 73054

3beds
2baths
1,876sqft
$235,000
$125price/sqft
$1,712/moest. monthly cost
$68,480/yrincome needed

About This Home

Qualifying for 0% down USDA financing and featuring a brand new roof replaced in 2025, this expansive nearly 5 acre retreat in Luther offers the perfect balance of rural peace and modern peace of mind. Located right off historic Route 66 and just 20 minutes from Oklahoma City, this updated 3 bedroom, 2 bathroom home features a sprawling living area with large windows and a second living space for added flexibility. The interior shines with new paint and flooring, while the kitchen is elegantly updated with painted cabinetry, granite countertops, and a stylish tiled backsplash. Outside, this lot is a dream for hobby farmers or outdoor enthusiasts ideal for gardening, raising chickens, or simply enjoying the open air. The property is fully equipped with a private well and septic system, a covered carport with attached storage, and two additional outbuildings perfect for a workshop or extra equipment space.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
Luther Elementary SchoolGrades PK-43.3 mi
6/10
Luther Middle SchoolGrades 5-83.3 mi
7/10
Luther High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Conventional
  • Roof: Composition

Other

  • Builder model: Yes

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Mobile Home

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: None

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,876
  • Total interior livable area: 1,876 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 9268SRidge73054
  • Special condition: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 4.96 Acres
  • Features: Interior Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Drought
Hail
Heat Wave
Ice Storm
Winter Weather
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Lincoln County and Oklahoma

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance $306$3,672
Property Taxes $74$888
Electricity $144$1,732
Total$1,712$20,544

Income You'd Need if You Spent...

35% on housing$58,697/yr
40% on housing$51,360/yr
45% on housing$45,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 11.6%
11.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 73054$181
Lincoln County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 73054$204
Lincoln County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-12Listed for sale$250,000
2026-03-09Pending sale$250,000
2026-03-05Listed for sale$250,000
2016-08-31Sold$58,310
2016-03-04Listing removed--
2016-02-15Price change$15,000
2016-01-16Price change$63,750
2016-01-02Price change$15,000
2016-01-01Price change$63,650
2015-10-31Price change$15,000
2015-10-29Price change$63,650
2015-05-21Listed for sale--

For Sale by Agent

AgentTara Levinson, LRE Realty LLC
BrokerageLRE Realty LLC

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