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27110 Jones Loop Rd Unit 286, Punta Gorda, FL, 33982

3beds
2baths
1,959sqft
$140,000
$71price/sqft
$1,088/moest. monthly cost
$43,520/yrincome needed

About This Home

Step into easy Florida living with this beautifully updated Triple Wide 3-bedroom, 2-bath Mobile Home nestled in a desirable 55+ community in Southwest Florida. This home features a bright, floor plan designed for both comfort and entertaining, with modern upgrades throughout. The spacious kitchen offers updated cabinetry, sleek countertops, and newer appliances, flowing seamlessly into the living and dining areas. The primary suite provides a private retreat with a fully renovated en-suite bath with his & hers closets, while two additional bedrooms and a second family room offer flexibility for guests or a home office. Enjoy indoor-outdoor living with a relaxing new lanai-perfect for morning coffee or evening breezes. Have peace of mind knowing that the Roof & AC are only 3yrs old and the water heater is only 5 yrs old. Plenty of parking space with a new carport as well! Located in an active, amenity-rich community known for its social atmosphere and low-maintenance lifestyle, residents can take advantage of features like a clubhouse, pool, and organized activities. This move-in-ready home combines modern updates with the laid-back charm of Southwest Florida living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades PK-53.0 mi
4/10
4/10
Charlotte High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Tile
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Central

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,959 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • On leased land: Yes
  • Lease amount: 921

Features

  • Patio & porch: Enclosed Porch,Screened Porch
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Features: Cul de Sac

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$86$1,032
Property Taxes $98$1,176
Electricity $197$2,366
Total$1,088$13,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,302/yr
40% on housing$32,640/yr
45% on housing$29,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$71This listing

vs Other Active Listings

Avg $/sqft

ZIP 33982$180
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33982$199
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Listed for sale$175,000
2015-10-05Sold$122,000

For Sale by Agent

AgentSuzanne Mehrkens
BrokerageVentura Lakes

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