20921 HAULOVER COVE #F5, Lutz, FL, 33558
About This Home
Coveted Ground level condo located in the gated, nudist/clothing-optional community of Paradise Lakes. This lovely home has neutral ceramic tile flooring and colors throughout. The kitchen features a built-in microwave, 2-burner range top, stainless sink, refrigerator, dishwasher, and under cabinet lighting. Updated full bath with tile-surround walk-in shower and glass doors. Bedroom has mirror closet doors, built-in desk, wall-mount TV, and stack washer/dryer for convenience. Spacious living room with comfy sofa bed couch, chair, flat screen TV, dining table & chairs, and mirror accent wall. Enjoy outdoor living with conservation views from the screened covered lanai. Short stroll to the community dock/pier and lake. Existing furnishings, appliances, decor, amenities included. Buyer is responsible for verifying all information, details, and dimensions. Condo association approval of Buyer is required including application, fee, background check, orientation, and membership in a recognized nudist organization. Optional membership to Paradise Lakes Resort is not included in monthly condo association fee.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1982
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s)
- Flooring: Ceramic Tile
Heating & Cooling
- Heating features: Electric,Wall Units / Window Unit
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 540
- Total interior livable area: 456 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Built-in Closet
- Level: First
Property
Details
- Parcel number: 182635007000F000050
- Zoning: PUD
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Screened
- Exterior features: Rain Gutters
Lot
- Features: Level
Parking
- Parking features: Open
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Inland Flooding
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pasco County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $631 | $7,572 |
| Home Insurance * | $72 | $864 |
| Property Taxes | $85 | $1,020 |
| Electricity | $197 | $2,366 |
| Total | $985 | $11,820 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-22 | Price change | $124,900 |
| 2026-03-09 | Price change | $127,500 |
| 2026-02-15 | Price change | $121,000 |
| 2025-12-06 | Listed for sale | $134,900 |
| 2023-11-02 | Sold | $119,500 |
| 2023-10-06 | Pending sale | $119,500 |
| 2016-07-02 | Listing removed | $59,900 |
| 2016-05-16 | Pending sale | $59,900 |
| 2015-06-07 | Listing removed | $64,500 |
| 2015-05-08 | Listed for sale | $64,500 |
View on Zillow